What does construction site insurance have to do with staying cool on a building site? Anyone who has worked on a construction site in summer knows that staying cool is not easy. With the daily stressors of your project in motion, you may find yourself hotter and more bothered as each day progresses.


As a General Contractor, you’re always trying to find ways to keep cool on site. Issues arise, such as increasing temperatures in the summer months, employee difficulties, and damages or injuries. In this article let’s discuss in more detail three ways to stay cool on a building site, including associated problems and solutions.


1.  Beat the heat!

In the summer months, the rise in temperatures can pose a threat to construction employees, especially those working outdoors in direct sunlight.


Some potential risks associated with a rise in temperature for employees:

  • Dehydration: Always have sufficient access to clean drinking water available for employees at all times during a day on site.
  • Heatstroke: Along with sufficient access to drinking water to avoid dehydration, you want to allow for adequate breaks in a shady area if possible, particularly on unusually hot weather days.
  • Sunburn: Severe sunburn can cause serious damage and even third-degree burn if an employee has no sun protection for extended periods. Always allow employees access to a 50SPF sunblock or zinc cream, and protective clothing such as long sleeves and hats when required to work long periods in the sun.


It is vital to execute preventative measures to avoid the problem rather than worry about treating the aftermath. Bear in mind that employees who suffer injury while working are protected by Workers Compensation, an essential component of your construction site insurance.


These problems have the potential to cause serious damage to employee health. However, this is not the only reason to stay cool on your building site.


2.  Keep your cool

With a rising deadline for completion of your project, or a daunting, high-risk task on the horizon, tension can easily start to build.

With tension building on site, problems may arise:

  • Between you and your employees: Be sure to practice patience with employees you are having issues with. Losing your temper only makes matters worse. If you tend towards issues with frequent anger on the job site, opt for anger management techniques. Try deep breathing exercises, and waiting until you are calm before speaking.
  • Between your employees: Act as a mediator when there is tension between two employees. Don’t take sides, and make sure both employees are heard before taking action.  When training your employees, include anger management techniques into the training. Make employees aware that construction site work is often high-risk which can contribute to tension.


Teamwork is vital to a successful project if you are working with employees. Problems between staff can heighten risks for mistakes or cost you staff members in the long term. Property damage or bodily injury to your client or a site visitor arising from the actions of an angry employee will cost you. You are liable for the cost of these claims. General Liability insurance is therefore another essential part of your construction site insurance.

3.  Peace of mind

Knowing that you are covered by construction site insurance will lower your overall stress levels on the building site.


Keep your cool with construction site insurance

John Brown President Farmer Brown Insurance (888) 973 0016

John Brown – President

If you can stay cool on a building site, your projects will run smoother and you can help avoid accidents through positive employee interactions.  Make sure to keep your cool, offer protection against the summer sun, and stay covered with the right construction site insurance coverage for your project. For more information, contact Farmer Brown on 888 973 0016


Written by: John Brown
John has more than 25 years of experience in the insurance industry. He grew from a star insurance producer to owning one of the largest agencies in the country; he's a reference regarding contractor's insurance, commercial insurance, and builders' risk insurance.