Farmer Brown Page # 1


Why Small Businesses Need Liability Insurance

Why Small Businesses Need Liability Insurance

Starting a small business takes an incredible amount of time and effort. Since we live in a lawsuit-happy society, it’s extremely important to make sure you have liability insurance for your business. You’re sacrificing a large amount of money out of your own pocket,...

Employee vs Sub Contractor

Smaller contractors generally have a limited understanding of how classifying workers as either employees or subcontractors affect the various types of insurance. This simple distinction can land you in proverbial quicksand and before you know it your overhead. This...
What is a Bid Bond?

What is a Bid Bond?

 What is a Bid Bond? Welcome to part 1 of our 2 part educational series on Bid Bonds Bid bonds are not an insurance policy, they are a written guaranty from a third party guarantor like a surety company or insurer. A guaranty is submitted to a project owner by a...

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