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Getting a condo association insurance can be very tough especially when it’s your first time. To help our customers, we’ve put together some tips that can help you out.


Know what your condo association insurance covers.

Keep in mind that there are two types of coverage under your condo association insurance, “bare walls in” and “all in“. “Bare walls in” insurance only covers the exterior of the complex, while “all in” covers the exterior and structural interior contents of the building including your personal belongings or property.


Get an estimated amount of what you need for the repairs or replacement of the condo’s interior structure

After familiarizing yourself with the condo association insurance and condo unit insurance, you can  get an estimated amount of the coverage you need. Your condo unit owners insurance should be able to cover the things not included in the condo association insurance policy. If your condo unit owners insurance has an all-in coverage policy, it means it does not cover the upgrades you mades to your condo unit. You will need to get an additional insurance to cover those upgrades.

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