{"id":105722,"date":"2026-09-15T11:53:07","date_gmt":"2026-09-15T16:53:07","guid":{"rendered":"https:\/\/farmerbrow1stg.wpenginepowered.com\/sobre-nosotros\/blog\/"},"modified":"2026-09-15T11:53:07","modified_gmt":"2026-09-15T16:53:07","slug":"blog","status":"publish","type":"page","link":"https:\/\/farmerbrown.com\/es\/sobre-nosotros\/blog\/","title":{"rendered":"Blog"},"content":{"rendered":"\t\t
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Blog<\/h1>\t\t\t\t<\/div>\n\t\t\t\t
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\"restaurant<\/div>\n\t\t<\/a>\n\t\t\t\t
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\n\t\t\t\n\t\t\t\t\u00bfCu\u00e1nto Cuesta el Seguro para Restaurantes?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t
\n\t\t\t\t\t\n\t\t\tseptiembre 16, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t
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Los due\u00f1os de restaurantes en Estados Unidos pagan alrededor de $2,149 al a\u00f1o por una P\u00f3liza de Due\u00f1o de Negocio con $1,000,000 en cobertura de responsabilidad civil general y $100,000 en cobertura de propiedad personal del negocio, o aproximadamente $179<\/p>\n\t\t<\/div>\n\t\t\t\t\t

\n\t\t\n\t\t\n\t\t\tLeer M\u00e1s\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t
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\"Construction<\/div>\n\t\t<\/a>\n\t\t\t\t
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\n\t\t\t\n\t\t\t\tTodo Sobre el Seguro de Responsabilidad Civil para Contratistas\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t
\n\t\t\t\t\t\n\t\t\tseptiembre 16, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t
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La mayor\u00eda de los clientes de construcci\u00f3n piden comprobante de seguro de responsabilidad civil general antes de que un contratista ponga un pie en la obra. Ese requisito existe porque la construcci\u00f3n genera responsabilidad desde m\u00faltiples frentes a la vez:<\/p>\n\t\t<\/div>\n\t\t\t\t\t

\n\t\t\n\t\t\n\t\t\tLeer M\u00e1s\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t
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\"Small<\/div>\n\t\t<\/a>\n\t\t\t\t
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\n\t\t\t\n\t\t\t\t\u00bfCu\u00e1nto Cuesta el Seguro para Negocios? Gu\u00eda 2026 por P\u00f3liza e Industria\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t
\n\t\t\t\t\t\n\t\t\tseptiembre 16, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t
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El costo del seguro para negocios depende del tipo de cobertura, el tama\u00f1o de tu negocio, la industria en la que operas, cu\u00e1ntos empleados tienes, y otros factores que la mayor\u00eda de las gu\u00edas gen\u00e9ricas pasan por alto. Un negocio<\/p>\n\t\t<\/div>\n\t\t\t\t\t

\n\t\t\n\t\t\n\t\t\tLeer M\u00e1s\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t
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\"How<\/div>\n\t\t<\/a>\n\t\t\t\t
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\n\t\t\t\n\t\t\t\t\u00bfCu\u00e1nto Cuesta el Seguro para Contratista General en 2026?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t
\n\t\t\t\t\t\n\t\t\tseptiembre 16, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t
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El seguro para contratistas depende de tres factores: el tipo de trabajo, los ingresos anuales y el estado donde se realiza el trabajo. Un pintor que factura $150,000 al a\u00f1o en Texas paga alrededor de $780. Un techador con el<\/p>\n\t\t<\/div>\n\t\t\t\t\t

\n\t\t\n\t\t\n\t\t\tLeer M\u00e1s\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t
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\"Roofing<\/div>\n\t\t<\/a>\n\t\t\t\t
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\n\t\t\t\n\t\t\t\tSeguro para Techadores: 6 Tipos de Cobertura y Sus Costos\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t
\n\t\t\t\t\t\n\t\t\tseptiembre 15, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t
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Key takeaways A roofing insurance program is normally six separate policies, not one. Roofing contractor general liability starts at $3,100 a year for a roofer under $150,000 in revenue. Above that, carriers rate on revenue and the percentage drops as<\/p>\n\t\t<\/div>\n\t\t\t\t\t

\n\t\t\n\t\t\n\t\t\tLeer M\u00e1s\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t
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\"Contractor<\/div>\n\t\t<\/a>\n\t\t\t\t
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\n\t\t\t\n\t\t\t\tD\u00f3nde Comprar Seguro para Contratistas\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t
\n\t\t\t\t\t\n\t\t\tseptiembre 15, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t
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Los contratistas compran seguros a trav\u00e9s de cuatro canales: directamente de una aseguradora, a trav\u00e9s de un marketplace en l\u00ednea, a trav\u00e9s de un agente exclusivo que representa a una sola compa\u00f1\u00eda, o a trav\u00e9s de un corredor independiente con<\/p>\n\t\t<\/div>\n\t\t\t\t\t

\n\t\t\n\t\t\n\t\t\tLeer M\u00e1s\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t<\/path><\/svg>\t\t\t<\/span>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Blog<\/p>\n","protected":false},"author":90,"featured_media":0,"parent":96709,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-105722","page","type-page","status-publish","hentry"],"yoast_head":"\nBlog de Seguros para Negocios | Farmer Brown Insurance<\/title>\n<meta name=\"description\" content=\"Gu\u00edas y consejos sobre seguros para contratistas, techadores y otros negocios, escritos por los expertos de Farmer Brown Insurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/farmerbrown.com\/es\/sobre-nosotros\/blog\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Blog\" \/>\n<meta property=\"og:description\" content=\"Gu\u00edas y consejos sobre seguros para contratistas, techadores y otros 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