{"id":97271,"date":"2014-02-08T09:26:48","date_gmt":"2014-02-08T09:26:48","guid":{"rendered":"https:\/\/farmerbrown.com\/staging2026\/negocios\/general-contractors-insurance\/"},"modified":"2026-05-05T03:39:01","modified_gmt":"2026-05-05T08:39:01","slug":"contratista-general","status":"publish","type":"page","link":"https:\/\/farmerbrown.com\/es\/negocios\/contratista-general\/","title":{"rendered":"Aseguranza para Contratistas"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"97271\" class=\"elementor elementor-97271 elementor-59\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c48ba1 e-flex e-con-boxed e-con e-parent\" data-id=\"0c48ba1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-910584a e-con-full e-flex e-con e-child\" data-id=\"910584a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2393a59 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2393a59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Aseguranza para Contratistas<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be8b161 elementor-widget elementor-widget-heading\" data-id=\"be8b161\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span>\n  Llame al \n  <a href=\"tel:8889730016\"><span style=\"color:#E2814D\">(888) 973-0016<\/a> \n<span style=\"color:#fff\">  \u00a1Aseg\u00farese hoy!\n<\/span><\/span><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-346b88c elementor-widget elementor-widget-heading\" data-id=\"346b88c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Gu\u00eda completa para la protecci\u00f3n de responsabilidad civil<\/h4>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db498e9 e-grid e-con-full e-con e-child\" data-id=\"db498e9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-86f7972 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"86f7972\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/farmerbrown.com\/instant-insurance-quote-isc\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Cotizaci\u00f3n en l\u00ednea<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6269d92 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"6269d92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:8889730016\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Servicio al cliente<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73efd7b e-con-full e-flex e-con e-child\" data-id=\"73efd7b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33a7d63 elementor-widget elementor-widget-video\" data-id=\"33a7d63\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/I73jiybU-Sk?si=wJnzrOWoQZYR7ieP&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7993990 e-flex e-con-boxed e-con e-parent\" data-id=\"7993990\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8d2eb85 elementor-widget elementor-widget-template\" data-id=\"8d2eb85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"96951\" class=\"elementor elementor-96951\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4424a1c4 e-flex e-con-boxed e-con e-parent\" data-id=\"4424a1c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-299d6a1b e-con-full e-flex e-con e-child\" data-id=\"299d6a1b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-36fb55ba e-con-full e-flex e-con e-child\" data-id=\"36fb55ba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d47a356 elementor-widget elementor-widget-heading\" data-id=\"7d47a356\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><strong>\u00a1Tenemos<\/strong> excelentes tarifas para auto\/hogar!<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b57bc3f elementor-widget elementor-widget-heading\" data-id=\"b57bc3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/farmerbrown.com\/personal-auto-home-form\/\"><em>Agencia de seguros con servicio integral<\/em><br>\n<strong>\u00a1D\u00e9janos comprar por ti!<\/strong><\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-20c2b6a3 e-con-full e-flex e-con e-child\" data-id=\"20c2b6a3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-579f8a1d e-con-full e-flex e-con e-child\" data-id=\"579f8a1d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28a957de elementor-widget elementor-widget-image\" data-id=\"28a957de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"90\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/progressive-logo.svg\" class=\"attachment-large size-large wp-image-96908\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1c66389 e-con-full e-flex e-con e-child\" data-id=\"1c66389\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb6a7e8 elementor-widget elementor-widget-heading\" data-id=\"fb6a7e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Progressive Insurance<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ba89528 elementor-widget elementor-widget-text-editor\" data-id=\"2ba89528\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>6300 Wilson Mills Rd, Mayfield Village, OH 44143<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d408cd0 e-con-full e-flex e-con e-child\" data-id=\"3d408cd0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a5c7b85 elementor-widget elementor-widget-image\" data-id=\"7a5c7b85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"141\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/geico-logo.svg\" class=\"attachment-large size-large wp-image-96906\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4dc9207e e-con-full e-flex e-con e-child\" data-id=\"4dc9207e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64e8a6b4 elementor-widget elementor-widget-heading\" data-id=\"64e8a6b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">GEICO (Government Employees Insurance Company)<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-618a57b0 elementor-widget elementor-widget-text-editor\" data-id=\"618a57b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>5260 Western Avenue, Chevy Chase, MD 20815<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72e4193d e-con-full e-flex e-con e-child\" data-id=\"72e4193d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63f7df2b elementor-widget elementor-widget-button\" data-id=\"63f7df2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/farmerbrown.com\/personal-auto-home-form\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00a1Cotiza ahora!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-451c1212 elementor-widget elementor-widget-heading\" data-id=\"451c1212\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00a1Cubrimos los\n50 estados!<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8709ebb e-flex e-con-boxed e-con e-parent\" data-id=\"8709ebb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6dbb2f5 elementor-widget elementor-widget-heading\" data-id=\"6dbb2f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">seguro para contratistas generales<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e2eb3b elementor-widget elementor-widget-text-editor\" data-id=\"1e2eb3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>El seguro para contratistas generales protege su negocio de p\u00e9rdidas financieras cuando ocurren accidentes en la obra. Ya sea que gestione construcciones residenciales o proyectos de construcci\u00f3n comercial, la cobertura adecuada protege su empresa de reclamaciones de terceros, demandas por lesiones corporales y gastos por da\u00f1os a la propiedad.<\/p><p>En FarmerBrown.com, ayudamos a contratistas en los 50 estados a obtener seguros de responsabilidad civil general, compensaci\u00f3n laboral, seguros de veh\u00edculos comerciales y m\u00e1s, a precios accesibles. Nuestro equipo comprende los riesgos \u00fanicos que enfrentan las empresas de construcci\u00f3n a diario.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2754590 elementor-widget elementor-widget-heading\" data-id=\"2754590\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 es un seguro para contratistas generales?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f537fe3 elementor-widget elementor-widget-text-editor\" data-id=\"f537fe3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>El seguro para contratistas generales es una combinaci\u00f3n de p\u00f3lizas dise\u00f1adas para proteger a los contratistas del impacto financiero de accidentes, lesiones y errores que ocurren durante las actividades de construcci\u00f3n. Su negocio de contratista se enfrenta diariamente a demandas por trabajadores lesionados, da\u00f1os a la propiedad y clientes insatisfechos.<\/p><p>Una p\u00f3liza de seguro integral ofrece cobertura para gastos m\u00e9dicos, honorarios legales, costos de reparaci\u00f3n y otros gastos relacionados que, de otro modo, podr\u00edan arruinar una peque\u00f1a empresa. Sin la cobertura de responsabilidad civil adecuada, un solo incidente en su obra podr\u00eda resultar en p\u00e9rdidas financieras lo suficientemente grandes como para cerrar su negocio.<\/p><p>La industria de la construcci\u00f3n se encuentra constantemente entre los sectores m\u00e1s peligrosos en cuanto a lesiones laborales. Esto significa que el seguro para contratistas no es opcional. Es una protecci\u00f3n financiera esencial que todo contratista general necesita para mantener su negocio.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f65454 elementor-widget elementor-widget-heading\" data-id=\"5f65454\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cobertura de seguro de responsabilidad civil para contratistas generales<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6bd3fa elementor-widget elementor-widget-text-editor\" data-id=\"f6bd3fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>El seguro de responsabilidad civil general es la base de cualquier paquete de seguros para contratistas. Esta p\u00f3liza protege a los contratistas cuando su trabajo causa lesiones corporales a terceros o da\u00f1os a la propiedad ajena. El seguro de responsabilidad civil para contratistas protege su negocio de reclamaciones que, de otro modo, podr\u00edan agotar sus recursos financieros.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-148218e elementor-widget elementor-widget-heading\" data-id=\"148218e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 cubre el seguro de responsabilidad civil general?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b56068f elementor-widget elementor-widget-text-editor\" data-id=\"b56068f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Una p\u00f3liza de seguro de responsabilidad civil general ofrece cobertura para varios tipos de reclamaciones a las que suelen enfrentarse las empresas de construcci\u00f3n:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-87eb6f7 e-grid e-con-full e-con e-child\" data-id=\"87eb6f7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-34d7c8f e-con-full e-flex e-con e-child\" data-id=\"34d7c8f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f9878d elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"4f9878d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"74\" height=\"80\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/gc-bodily-injury.png\" class=\"attachment-full size-full wp-image-92052\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Lesiones corporales a terceros<\/h3><p class=\"elementor-image-box-description\">Si un visitante, cliente o transe\u00fante resulta herido en su lugar de trabajo, la cobertura de responsabilidad civil general cubre sus gastos m\u00e9dicos, facturas m\u00e9dicas y cualquier salario perdido que reclame.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9089d5b e-con-full e-flex e-con e-child\" data-id=\"9089d5b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-526371f elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"526371f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"54\" height=\"80\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/gc-property-damage-1.png\" class=\"attachment-full size-full wp-image-92054\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Da\u00f1os a la propiedad<\/h3><p class=\"elementor-image-box-description\">Cuando su trabajo da\u00f1a la propiedad de un cliente o la propiedad de otra persona cercana, su compa\u00f1\u00eda de seguros cubre los costos de reparaci\u00f3n y los gastos de reemplazo.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1efecb9 e-con-full e-flex e-con e-child\" data-id=\"1efecb9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dfcaf40 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"dfcaf40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/gc-advertising-injury.png\" class=\"attachment-full size-full wp-image-92048\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Da\u00f1os personales y publicitarios<\/h3><p class=\"elementor-image-box-description\">Esta cobertura incluye las reclamaciones relacionadas con da\u00f1os publicitarios, infracci\u00f3n de derechos de autor, difamaci\u00f3n o invasi\u00f3n de la privacidad.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4295f7a e-con-full e-flex e-con e-child\" data-id=\"4295f7a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1060983 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"1060983\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"80\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/gc-medical-payments.png\" class=\"attachment-full size-full wp-image-92046\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Pagos m\u00e9dicos<\/h3><p class=\"elementor-image-box-description\">Esta cobertura paga los gastos m\u00e9dicos por lesiones menores sin necesidad de interponer una demanda, normalmente hasta un m\u00e1ximo de 5.000 d\u00f3lares.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-25ba2c1 e-con-full e-flex e-con e-child\" data-id=\"25ba2c1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1bee374 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"1bee374\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"97\" height=\"80\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/gc-completed-operations.png\" class=\"attachment-full size-full wp-image-92044\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Productos y operaciones terminadas<\/h3><p class=\"elementor-image-box-description\">Si su trabajo terminado causa lesiones corporales o da\u00f1os a la propiedad una vez finalizado el proyecto, esta cobertura lo protege de reclamaciones de responsabilidad civil general.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9ddde87 e-con-full e-flex e-con e-child\" data-id=\"9ddde87\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6457541 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"6457541\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/gc-defense-costs.png\" class=\"attachment-full size-full wp-image-92042\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Costos de defensa legal<\/h3><p class=\"elementor-image-box-description\">Su p\u00f3liza de responsabilidad civil general cubre los honorarios legales para defender a su empresa contra reclamaciones cubiertas, incluso si la demanda carece de fundamento.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d40461b elementor-widget elementor-widget-heading\" data-id=\"d40461b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Lo que no cubre el seguro de responsabilidad civil general<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1b811d elementor-widget elementor-widget-text-editor\" data-id=\"f1b811d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Comprender qu\u00e9 excluye su cobertura de responsabilidad civil general le ayuda a identificar lagunas en su cobertura de seguro. Una p\u00f3liza est\u00e1ndar de responsabilidad civil general no ofrece cobertura para:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf30370 e-grid e-con-full e-con e-child\" data-id=\"bf30370\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2110319 elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"2110319\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"45\" height=\"35\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/gc-employee-injuries.png\" class=\"attachment-full size-full wp-image-92070\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Lesiones de empleados<\/h3><p class=\"elementor-image-box-description\">Requiere seguro de compensaci\u00f3n laboral<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcdb2e5 elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"bcdb2e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"41\" height=\"40\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/gc-vehicle-accidents.png\" class=\"attachment-full size-full wp-image-92068\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">accidentes de tr\u00e1fico<\/h3><p class=\"elementor-image-box-description\">Requiere seguro de autom\u00f3vil comercial<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86d33fb elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"86d33fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"41\" height=\"40\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/gc-theft.png\" class=\"attachment-full size-full wp-image-92066\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Robo de herramientas y equipos<\/h3><p class=\"elementor-image-box-description\">Requiere cobertura de transporte terrestre.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-490202a elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"490202a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/gc-mistakes.png\" class=\"attachment-full size-full wp-image-92064\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Errores profesionales o errores de dise\u00f1o<\/h3><p class=\"elementor-image-box-description\">Requiere seguro de responsabilidad profesional.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8f05e7 elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"d8f05e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/gc-workmanship.png\" class=\"attachment-full size-full wp-image-92062\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Mano de obra defectuosa que no causa lesiones corporales ni da\u00f1os a la propiedad.<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-592f7d9 elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"592f7d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/employee-theft.png\" class=\"attachment-full size-full wp-image-92060\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Robo de empleados a clientes<\/h3><p class=\"elementor-image-box-description\">Requiere una fianza por deshonestidad del empleado.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af24f89 elementor-widget elementor-widget-heading\" data-id=\"af24f89\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Seguro comercial que todo contratista general necesita<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a38141 elementor-widget elementor-widget-text-editor\" data-id=\"5a38141\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Si bien el seguro de responsabilidad civil general constituye la base de su protecci\u00f3n, la mayor\u00eda de las empresas de construcci\u00f3n necesitan cobertura adicional para abordar sus necesidades comerciales espec\u00edficas. Estas son las p\u00f3lizas esenciales que ofrecen cobertura para los riesgos \u00fanicos a los que se enfrentan los contratistas:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-613bba8 e-flex e-con-boxed e-con e-parent\" data-id=\"613bba8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4a85c85 e-con-full e-flex e-con e-child\" data-id=\"4a85c85\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f7f170 elementor-widget elementor-widget-heading\" data-id=\"5f7f170\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">seguro de compensaci\u00f3n laboral<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5e2c33 elementor-widget elementor-widget-text-editor\" data-id=\"d5e2c33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>El seguro de compensaci\u00f3n laboral es obligatorio por ley en casi todos los estados si tiene empleados. Esta p\u00f3liza cubre los gastos m\u00e9dicos, la p\u00e9rdida de salario y los costos de rehabilitaci\u00f3n cuando sus empleados sufren lesiones laborales durante actividades de construcci\u00f3n.<\/p><p>La compensaci\u00f3n laboral tambi\u00e9n brinda protecci\u00f3n financiera contra demandas de empleados lesionados. Sin esta cobertura, usted se enfrenta a importantes honorarios legales, gastos m\u00e9dicos y posibles multas por infringir la ley estatal.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0aeee9c e-con-full e-flex e-con e-child\" data-id=\"0aeee9c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9aab836 elementor-widget elementor-widget-image\" data-id=\"9aab836\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"560\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/workers-compensation-insurance-img-1024x717.webp\" class=\"attachment-large size-large wp-image-92087\" alt=\"\" srcset=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/workers-compensation-insurance-img-1024x717.webp 1024w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/workers-compensation-insurance-img-300x210.webp 300w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/workers-compensation-insurance-img-768x538.webp 768w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/workers-compensation-insurance-img-1080x756.webp 1080w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/workers-compensation-insurance-img.webp 1280w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-84a7008 e-con-full e-flex e-con e-child\" data-id=\"84a7008\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e9ba51 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1e9ba51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/farmerbrown.com\/instant-insurance-quote-isc\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Cotizaci\u00f3n en l\u00ednea<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-157af56 e-flex e-con-boxed e-con e-parent\" data-id=\"157af56\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-47f6801 e-con-full e-flex e-con e-child\" data-id=\"47f6801\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3cf7c7 elementor-widget elementor-widget-heading\" data-id=\"f3cf7c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Seguro de autom\u00f3viles comerciales para empresas de construcci\u00f3n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-684c5a7 elementor-widget elementor-widget-text-editor\" data-id=\"684c5a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Tu seguro de auto personal no cubre los veh\u00edculos utilizados con fines comerciales. Si tu empresa de construcci\u00f3n utiliza camiones, furgonetas u otros veh\u00edculos para transportar trabajadores y materiales, necesitas una p\u00f3liza de seguro de auto comercial.<\/p><p>El seguro de auto comercial cubre las lesiones corporales y los da\u00f1os materiales causados \u200b\u200bpor accidentes en los que se vean involucrados tus veh\u00edculos comerciales. Tambi\u00e9n protege tus veh\u00edculos contra robo, vandalismo y da\u00f1os por colisi\u00f3n.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b355508 e-con-full e-flex e-con e-child\" data-id=\"b355508\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed5a0b3 elementor-widget elementor-widget-image\" data-id=\"ed5a0b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"560\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/contruction-business-img-1024x717.webp\" class=\"attachment-large size-large wp-image-92092\" alt=\"\" srcset=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/contruction-business-img-1024x717.webp 1024w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/contruction-business-img-300x210.webp 300w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/contruction-business-img-768x538.webp 768w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/contruction-business-img-1080x756.webp 1080w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/contruction-business-img.webp 1280w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-992486b e-con-full e-flex e-con e-child\" data-id=\"992486b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a4de3b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"0a4de3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/farmerbrown.com\/instant-insurance-quote-isc\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Cotizaci\u00f3n en l\u00ednea<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a59eb4e e-flex e-con-boxed e-con e-parent\" data-id=\"a59eb4e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-896c1bb e-con-full e-flex e-con e-child\" data-id=\"896c1bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b44bfa elementor-widget elementor-widget-heading\" data-id=\"2b44bfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">seguro de responsabilidad profesional<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ebaef5 elementor-widget elementor-widget-text-editor\" data-id=\"4ebaef5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>El seguro de responsabilidad profesional, tambi\u00e9n conocido como seguro de errores y omisiones, protege a los contratistas que prestan servicios profesionales como dise\u00f1o, gesti\u00f3n de proyectos o consultor\u00eda. Esta p\u00f3liza cubre las reclamaciones derivadas de errores, negligencia o incumplimiento de las obligaciones contractuales.<\/p><p>Si un cliente le demanda porque su asesoramiento profesional le caus\u00f3 p\u00e9rdidas econ\u00f3micas, el seguro de responsabilidad profesional cubre su defensa legal y cualquier indemnizaci\u00f3n.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e32af57 e-con-full e-flex e-con e-child\" data-id=\"e32af57\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d7821d elementor-widget elementor-widget-image\" data-id=\"6d7821d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"560\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/professional-liability-img-1024x717.webp\" class=\"attachment-large size-large wp-image-92098\" alt=\"\" srcset=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/professional-liability-img-1024x717.webp 1024w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/professional-liability-img-300x210.webp 300w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/professional-liability-img-768x538.webp 768w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/professional-liability-img-1080x756.webp 1080w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/professional-liability-img.webp 1280w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1fee5f2 e-con-full e-flex e-con e-child\" data-id=\"1fee5f2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a175d3 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1a175d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/farmerbrown.com\/instant-insurance-quote-isc\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Cotizaci\u00f3n en l\u00ednea<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-653583a e-flex e-con-boxed e-con e-parent\" data-id=\"653583a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ec0be1b e-con-full e-flex e-con e-child\" data-id=\"ec0be1b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-88e7e80 elementor-widget elementor-widget-heading\" data-id=\"88e7e80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Seguro de transporte terrestre (cobertura para herramientas y equipos)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cbb245 elementor-widget elementor-widget-text-editor\" data-id=\"6cbb245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Las empresas de construcci\u00f3n invierten considerablemente en herramientas y equipos. El seguro de transporte terrestre protege su equipo dondequiera que vaya, ya sea almacenado en su taller, en tr\u00e1nsito o en la obra.<\/p><p>Esta cobertura paga los costos de reparaci\u00f3n o el valor de reposici\u00f3n en caso de robo, da\u00f1os o destrucci\u00f3n de su equipo. Dado que los contratistas trabajan en m\u00faltiples ubicaciones, esta protecci\u00f3n es esencial para salvaguardar su inversi\u00f3n.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-61af4ef e-con-full e-flex e-con e-child\" data-id=\"61af4ef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de7515b elementor-widget elementor-widget-image\" data-id=\"de7515b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"560\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/inland-marine-img-1024x717.webp\" class=\"attachment-large size-large wp-image-92096\" alt=\"\" srcset=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/inland-marine-img-1024x717.webp 1024w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/inland-marine-img-300x210.webp 300w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/inland-marine-img-768x538.webp 768w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/inland-marine-img-1080x756.webp 1080w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/inland-marine-img.webp 1280w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7022ee2 e-con-full e-flex e-con e-child\" data-id=\"7022ee2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10e2f90 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"10e2f90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/farmerbrown.com\/instant-insurance-quote-isc\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Cotizaci\u00f3n en l\u00ednea<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-89b8118 e-flex e-con-boxed e-con e-parent\" data-id=\"89b8118\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a41c610 e-con-full e-flex e-con e-child\" data-id=\"a41c610\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cb39216 elementor-widget elementor-widget-heading\" data-id=\"cb39216\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">seguro de propiedad comercial<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8cee94f elementor-widget elementor-widget-text-editor\" data-id=\"8cee94f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Si la empresa de su contratista opera desde una ubicaci\u00f3n f\u00edsica como una oficina o un almac\u00e9n, el seguro de propiedad comercial protege ese edificio y todo lo que contiene. Esta cobertura paga los da\u00f1os causados \u200b\u200bpor incendios, tormentas, robos y otros eventos cubiertos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49a8592 e-con-full e-flex e-con e-child\" data-id=\"49a8592\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8a279f elementor-widget elementor-widget-image\" data-id=\"b8a279f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/commercial-property-img-1024x683.webp\" class=\"attachment-large size-large wp-image-92094\" alt=\"\" srcset=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/commercial-property-img-1024x683.webp 1024w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/commercial-property-img-300x200.webp 300w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/commercial-property-img-768x512.webp 768w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/commercial-property-img-1536x1024.webp 1536w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/commercial-property-img-2048x1366.webp 2048w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/commercial-property-img-1080x720.webp 1080w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b098247 e-con-full e-flex e-con e-child\" data-id=\"b098247\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2808ae5 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"2808ae5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/farmerbrown.com\/instant-insurance-quote-isc\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Cotizaci\u00f3n en l\u00ednea<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-21bd246 e-flex e-con-boxed e-con e-parent\" data-id=\"21bd246\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-006d302 elementor-widget elementor-widget-heading\" data-id=\"006d302\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Seguro para contratistas y protecci\u00f3n contra lesiones corporales<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0c0851 elementor-widget elementor-widget-text-editor\" data-id=\"f0c0851\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Las obras de construcci\u00f3n presentan riesgos constantes de lesiones corporales. La maquinaria pesada, las herramientas el\u00e9ctricas, los andamios y los materiales peligrosos crean condiciones de riesgo que pueden lesionar tanto a trabajadores como a transe\u00fantes.<\/p><p>Cuando alguien resulta herido debido a sus actividades de construcci\u00f3n, las consecuencias econ\u00f3micas pueden ser graves. Los gastos m\u00e9dicos por lesiones graves pueden alcanzar f\u00e1cilmente decenas de miles de d\u00f3lares. Si a esto le sumamos los honorarios legales y las posibles indemnizaciones, un solo accidente podr\u00eda llevar a la quiebra a un contratista sin seguro.<\/p><p>Su cobertura de responsabilidad civil general cubre los gastos m\u00e9dicos y los honorarios legales cuando terceros sufren lesiones corporales en su obra. La compensaci\u00f3n laboral cubre las lesiones de sus empleados en el lugar de trabajo. Juntas, estas p\u00f3lizas brindan una protecci\u00f3n financiera integral contra reclamaciones por lesiones.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ed2ebe elementor-widget elementor-widget-heading\" data-id=\"2ed2ebe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Seguro de construcci\u00f3n para reclamaciones por lesiones publicitarias<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46134bb elementor-widget elementor-widget-text-editor\" data-id=\"46134bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>La cobertura por da\u00f1os personales y publicitarios protege a su empresa de reclamaciones por da\u00f1os no f\u00edsicos. Si bien son menos comunes que las reclamaciones por da\u00f1os a la propiedad o lesiones corporales, las demandas por da\u00f1os publicitarios pueden generar p\u00e9rdidas financieras significativas para los contratistas.<\/p><p>Su p\u00f3liza de responsabilidad civil general cubre las reclamaciones por da\u00f1os publicitarios, incluyendo la infracci\u00f3n de derechos de autor, la difamaci\u00f3n y la invasi\u00f3n de la privacidad. Por ejemplo, si utiliza una foto de un proyecto terminado en su sitio web sin el permiso del propietario y este lo demanda por violaci\u00f3n de la privacidad, su seguro le brinda cobertura.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5f692f elementor-widget elementor-widget-heading\" data-id=\"a5f692f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fianzas para contratistas generales<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-adb5e0f elementor-widget elementor-widget-text-editor\" data-id=\"adb5e0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Many project owners and government agencies require contractors to obtain surety bonds before starting work. These bonds guarantee that you will complete the project according to your contractual obligations and pay your subcontractors and suppliers.<\/p><p>FarmerBrown.com handles all your bond needs quickly and efficiently. Common bond types include:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-efb56ff e-grid e-con-full e-con e-child\" data-id=\"efb56ff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f29e4ae e-con-full e-flex e-con e-child\" data-id=\"f29e4ae\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b2afa4b elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"b2afa4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"91\" height=\"80\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/gc-permit-bonds.png\" class=\"attachment-full size-full wp-image-92112\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">fianzas de licencia y permiso<\/h3><p class=\"elementor-image-box-description\">Requisito exigido por muchas ciudades antes de expedir permisos o licencias de contratista.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1873c89 e-con-full e-flex e-con e-child\" data-id=\"1873c89\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-178a6d9 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"178a6d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"77\" height=\"80\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/gc-payment-bonds.png\" class=\"attachment-full size-full wp-image-92110\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Fianzas de pago y cumplimiento<\/h3><p class=\"elementor-image-box-description\">Garantizamos que usted realizar\u00e1 el trabajo contratado y pagar\u00e1 a sus subcontratistas. Generalmente, el costo es del 3% del precio del contrato para proyectos de menos de $400,000.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6083c0b e-con-full e-flex e-con e-child\" data-id=\"6083c0b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9c5bb02 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"9c5bb02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"77\" height=\"80\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/gc-payment-bonds.png\" class=\"attachment-full size-full wp-image-92110\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Fianzas de licitaci\u00f3n<\/h3><p class=\"elementor-image-box-description\">Garantizamos que cumplir\u00e1 con su oferta si se le adjudica el contrato.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-162c5c3 elementor-widget elementor-widget-heading\" data-id=\"162c5c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfCu\u00e1nto cuesta el seguro para contratistas generales?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-254bad7 elementor-widget elementor-widget-text-editor\" data-id=\"254bad7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>El costo del seguro para contratistas generales var\u00eda seg\u00fan diversos factores espec\u00edficos de su negocio. Comprender qu\u00e9 influye en su prima le ayudar\u00e1 a elaborar un presupuesto adecuado y a encontrar maneras de reducir costos sin sacrificar la cobertura que necesita.<\/p><p>Entre los factores que determinan el costo de su seguro para contratistas se incluyen:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3dfc96f e-grid e-con-boxed e-con e-child\" data-id=\"3dfc96f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d4bb225 elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"d4bb225\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/ic-icon1.png\" class=\"attachment-full size-full wp-image-92128\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Ingresos anuales<\/h3><p class=\"elementor-image-box-description\">Mayores ingresos significan mayor exposici\u00f3n y primas m\u00e1s altas.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9944a60 elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"9944a60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"39\" height=\"40\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/ic-icon3.png\" class=\"attachment-full size-full wp-image-92124\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Numero de empleados<\/h3><p class=\"elementor-image-box-description\">Un mayor n\u00famero de trabajadores supone un mayor riesgo para su compa\u00f1\u00eda de seguros.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ceb3cf elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"3ceb3cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"39\" height=\"40\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/ic-icon3.png\" class=\"attachment-full size-full wp-image-92124\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Historial de reclamos<\/h3><p class=\"elementor-image-box-description\">Los reclamos anteriores por responsabilidad civil general aumentan sus tarifas. Un historial limpio le ahorra dinero.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccf74d9 elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"ccf74d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/ic-icon4.png\" class=\"attachment-full size-full wp-image-92122\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Tipo de trabajo<\/h3><p class=\"elementor-image-box-description\">El tipo de obra (residencial o comercial), la construcci\u00f3n nueva o la remodelaci\u00f3n, y los oficios especializados influyen en los precios.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7474f94 elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"7474f94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"39\" height=\"40\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/ic-icon5.png\" class=\"attachment-full size-full wp-image-92120\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">L\u00edmites de cobertura<\/h3><p class=\"elementor-image-box-description\">Una mayor cobertura cuesta m\u00e1s, pero ofrece mejor protecci\u00f3n.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c74c36 elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"5c74c36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"41\" height=\"40\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/ic-icon6.png\" class=\"attachment-full size-full wp-image-92118\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Importe deducible<\/h3><p class=\"elementor-image-box-description\">Los deducibles m\u00e1s altos reducen la prima, pero aumentan los gastos de bolsillo al presentar una reclamaci\u00f3n.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ba1267 elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"1ba1267\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"31\" height=\"40\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/02\/ic-icon7.png\" class=\"attachment-full size-full wp-image-92116\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Ubicaci\u00f3n del negocio<\/h3><p class=\"elementor-image-box-description\">Estados como California y Nueva York tienen tarifas m\u00e1s altas que Texas o Indiana. Trabajar en grandes ciudades como Nueva York puede triplicar tu prima.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1929eff e-flex e-con-boxed e-con e-parent\" data-id=\"1929eff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b8823b elementor-widget elementor-widget-heading\" data-id=\"9b8823b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Requisitos de seguro para subcontratistas y contratistas independientes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5cad06 elementor-widget elementor-widget-text-editor\" data-id=\"d5cad06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Si contrata subcontratistas o contratistas independientes, gestionar sus seguros es fundamental para proteger su negocio. Sin la documentaci\u00f3n adecuada, sus reclamaciones podr\u00edan afectar su p\u00f3liza y sus primas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e11422 elementor-widget elementor-widget-heading\" data-id=\"5e11422\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Siempre solicite los certificados de seguro a todos los subcontratistas antes de que comiencen a trabajar.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55bd81e elementor-widget elementor-widget-text-editor\" data-id=\"55bd81e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Solicita ser incluido como asegurado adicional en sus p\u00f3lizas. Esto te protege si su trabajo genera una reclamaci\u00f3n.<\/p><p>Cuando se audita tu p\u00f3liza de seguro, los pagos a subcontratistas sin seguro se descuentan de tus ingresos. Esto puede aumentar considerablemente tu prima. Obtener certificados de seguro por adelantado evita este problema y garantiza que las reclamaciones por errores de los subcontratistas se dirijan a su p\u00f3liza, no a la tuya.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdfcd20 elementor-widget elementor-widget-heading\" data-id=\"cdfcd20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfPor qu\u00e9 elegir farmerbrown.com para el seguro de contratistas?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-162c297 elementor-widget elementor-widget-text-editor\" data-id=\"162c297\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>FarmerBrown.com lleva m\u00e1s de 29 a\u00f1os ayudando a contratistas a encontrar la cobertura adecuada. Nuestro equipo experto comprende los riesgos espec\u00edficos a los que se enfrenta su negocio de construcci\u00f3n y puede personalizar una p\u00f3liza que se ajuste a sus necesidades particulares.<\/p><p>Esto es lo que nos diferencia:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54643d8 elementor-widget elementor-widget-heading\" data-id=\"54643d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfPor qu\u00e9 elegir farmerbrown.com para el seguro de contratistas?<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b19a882 e-grid e-con-full e-con e-child\" data-id=\"b19a882\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e0be58 elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"2e0be58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Con licencia en los 50 estados.<\/h5><p class=\"elementor-image-box-description\">Podemos asegurar su negocio sin importar d\u00f3nde opere.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a729769 elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"a729769\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Servicio el mismo d\u00eda<\/h5><p class=\"elementor-image-box-description\">Obt\u00e9n tu cobertura de seguro y tus certificados cuando los necesites.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f857b68 elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"f857b68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Certificados de seguro gratuitos<\/h5><p class=\"elementor-image-box-description\">Nunca cobramos por los certificados de seguro y, en la mayor\u00eda de los casos, los entregamos en el plazo de una hora.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dce0bb5 elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"dce0bb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Calificaci\u00f3n A+ del BBB (Better Business Bureau)<\/h5><p class=\"elementor-image-box-description\">Nuestra reputaci\u00f3n de confianza y servicio al cliente habla por s\u00ed sola.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3ad8cf elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"b3ad8cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Compa\u00f1\u00edas de seguros con calificaci\u00f3n A<\/h5><p class=\"elementor-image-box-description\">Trabajamos con aseguradoras financieramente s\u00f3lidas que pagan las reclamaciones con rapidez.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1b3c50 elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"b1b3c50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Riesgos dif\u00edciles de determinar<\/h5><p class=\"elementor-image-box-description\">Si otras agencias te han rechazado, a menudo podemos encontrar cobertura.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86390b7 elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"86390b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h5 class=\"elementor-image-box-title\">Servicio multiling\u00fce<\/h5><p class=\"elementor-image-box-description\">Atendemos a clientes en ingl\u00e9s, espa\u00f1ol y chino.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-67bd1bd e-flex e-con-boxed e-con e-parent\" data-id=\"67bd1bd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28fcab8a elementor-widget elementor-widget-heading\" data-id=\"28fcab8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a4c32e3 elementor-widget elementor-widget-n-accordion\" data-id=\"5a4c32e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1510\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1510\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfMi p\u00f3liza de seguro para contratistas generales cubre a los subcontratistas? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1510\" class=\"elementor-element elementor-element-27b68ad2 e-con-full e-flex e-con e-child\" data-id=\"27b68ad2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8cc379e elementor-widget elementor-widget-text-editor\" data-id=\"8cc379e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Algunas p\u00f3lizas ofrecen cobertura para subcontratistas sin seguro, pero generalmente no es recomendable. Usted se hace responsable de cualquier reclamaci\u00f3n de responsabilidad civil que estos provoquen. Exija siempre a los subcontratistas que tengan su propio seguro y que le proporcionen un certificado que lo nombre como asegurado adicional. Esto protege su negocio y evita que las reclamaciones se presenten contra su p\u00f3liza.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1511\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1511\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 significa \"con licencia, fianza y seguro\"? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1511\" class=\"elementor-element elementor-element-1e40e3d e-con-full e-flex e-con e-child\" data-id=\"1e40e3d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4994778 elementor-widget elementor-widget-text-editor\" data-id=\"4994778\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Esta frase les indica a los clientes potenciales que usted cuenta con la licencia de contratista adecuada, una fianza y un seguro de responsabilidad civil. Genera confianza en el cliente y le brinda una ventaja competitiva. Incluso si su estado no exige una fianza, puede adquirir una fianza por deshonestidad laboral por menos de $200 para usar leg\u00edtimamente esta frase de marketing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1512\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1512\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfNecesito un seguro de responsabilidad civil profesional como contratista general? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1512\" class=\"elementor-element elementor-element-5c4a51e e-con-full e-flex e-con e-child\" data-id=\"5c4a51e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-95ae7fc elementor-widget elementor-widget-text-editor\" data-id=\"95ae7fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Si prestas servicios profesionales como dise\u00f1o, consultor\u00eda o gesti\u00f3n de proyectos, el seguro de responsabilidad civil profesional te protege ante reclamaciones por negligencia o errores. El seguro de responsabilidad civil general no cubre los errores profesionales que causen p\u00e9rdidas econ\u00f3micas a los clientes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1513\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1513\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfCu\u00e1nta cobertura de responsabilidad civil general necesito? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1513\" class=\"elementor-element elementor-element-44de40f e-con-full e-flex e-con e-child\" data-id=\"44de40f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-97107da elementor-widget elementor-widget-text-editor\" data-id=\"97107da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>La mayor\u00eda de los contratistas deber\u00edan contar con una cobertura m\u00ednima de $1 mill\u00f3n por incidente y un l\u00edmite total de $2 millones. Evite las p\u00f3lizas con l\u00edmites inferiores, como $300,000 o $600,000. Si bien podr\u00eda ahorrar $100 en la prima, en el contexto actual de litigios, es muy f\u00e1cil superar los $300,000 con una reclamaci\u00f3n. Los propietarios de proyectos suelen exigir una cobertura m\u00ednima de $1 mill\u00f3n antes de permitirle el acceso a la obra.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1514\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1514\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfCobran por los certificados de seguro? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1514\" class=\"elementor-element elementor-element-10c030c e-con-full e-flex e-con e-child\" data-id=\"10c030c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f861e64 elementor-widget elementor-widget-text-editor\" data-id=\"f861e64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>FarmerBrown.com nunca cobra por los certificados de seguro. Nuestro equipo especializado le entrega su certificado en menos de una hora en casi todos los casos. La r\u00e1pida emisi\u00f3n de certificados de seguro le permite comenzar sus proyectos sin demoras.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1515\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1515\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 estados exigen un seguro de responsabilidad civil general para los contratistas? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm144 276c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92h-92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1515\" class=\"elementor-element elementor-element-1f262b6 e-con-full e-flex e-con e-child\" data-id=\"1f262b6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8424e88 elementor-widget elementor-widget-text-editor\" data-id=\"8424e88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Los requisitos var\u00edan seg\u00fan el estado y la localidad. Incluso cuando no lo exige la ley estatal, la mayor\u00eda de las ciudades requieren comprobante de seguro de responsabilidad civil general antes de emitir permisos de construcci\u00f3n. Muchos propietarios de proyectos tambi\u00e9n exigen que los contratistas presenten su cobertura de seguro antes de comenzar los trabajos. Independientemente de los requisitos legales, proteger su negocio de p\u00e9rdidas financieras convierte al seguro en una inversi\u00f3n inteligente.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77dd0d9 elementor-widget elementor-widget-heading\" data-id=\"77dd0d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Obtenga hoy mismo su cotizaci\u00f3n gratuita de seguro para contratistas generales.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9acf15d elementor-widget elementor-widget-text-editor\" data-id=\"9acf15d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Proteja su negocio con la mejor cobertura a precios competitivos. Nuestros agentes expertos analizar\u00e1n las necesidades de su empresa y le recomendar\u00e1n el paquete de seguros adecuado. Ya sea que necesite seguro de responsabilidad civil general, compensaci\u00f3n laboral, seguro de auto comercial o una soluci\u00f3n integral de seguro para contratistas, FarmerBrown.com lo tiene cubierto.<\/p><p>Deje que el equipo de FarmerBrown.com le facilite la obtenci\u00f3n de un seguro para contratistas. Proteja su negocio de las p\u00e9rdidas financieras que podr\u00edan llevarlo a la quiebra. Obtenga la cobertura que necesita a los precios que se merece.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-10878f8 e-con-full e-flex e-con e-parent\" data-id=\"10878f8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16cf2e4 elementor-widget elementor-widget-template\" data-id=\"16cf2e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"97089\" class=\"elementor elementor-97089\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-160091c8 e-flex e-con-boxed e-con e-parent\" data-id=\"160091c8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-28cc15cb e-con-full e-flex e-con e-child\" data-id=\"28cc15cb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ad256be elementor-widget elementor-widget-image\" data-id=\"3ad256be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"959\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/wc-ebook-cover-es-854x1024.png\" class=\"attachment-large size-large wp-image-97073\" alt=\"handyman workers compensation seguro para contratistas ebook\" srcset=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/wc-ebook-cover-es-854x1024.png 854w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/wc-ebook-cover-es-250x300.png 250w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/wc-ebook-cover-es-768x921.png 768w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/wc-ebook-cover-es-1280x1536.png 1280w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/wc-ebook-cover-es.png 1667w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-65f878f2 e-con-full e-flex e-con e-child\" data-id=\"65f878f2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6fb6cf9 elementor-widget elementor-widget-heading\" data-id=\"6fb6cf9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Obtenga el ebook ahora<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cf318d elementor-widget elementor-widget-text-editor\" data-id=\"1cf318d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Todo lo que necesita saber sobre los seguros para contratistas est\u00e1 aqu\u00ed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5128689b elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"5128689b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/contractorsliability.com\/es\/ebook\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">L\u00e9alo 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href=\"https:\/\/farmerbrown.com?page_id=173\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"76\" height=\"75\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2023\/05\/Find-us-NOW-icon.png\" class=\"attachment-full size-full wp-image-72122\" alt=\"Find us FarmerBrown Insurance icon\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/farmerbrown.com?page_id=173\">\u00a1Encu\u00e9ntrenos AHORA!<\/a><\/h3><p class=\"elementor-image-box-description\">Estamos ubicados en 21750 Hardy Oak Blvd Ste. San Antonio, TX, 78258<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2872051a elementor-widget__width-initial elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"2872051a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/farmerbrown.com?page_id=2613\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"90\" height=\"79\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2023\/05\/Frequently-Asked-Questions-icon.png\" class=\"attachment-full size-full wp-image-72120\" alt=\"Frequently Asked Questions icon\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/farmerbrown.com?page_id=2613\">Preguntas Frecuentes<\/a><\/h3><p class=\"elementor-image-box-description\">Un lugar donde encontrar todas las respuestas<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21d18a71 elementor-widget__width-initial elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"21d18a71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/farmerbrown.com?page_id=173\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"68\" height=\"75\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2023\/05\/Talk-With-An-Agent-Now-icon.png\" class=\"attachment-full size-full wp-image-72118\" alt=\"Talk With An Agent Now icon\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/farmerbrown.com?page_id=173\">Hable Con un Agente Ahora<\/a><\/h3><p class=\"elementor-image-box-description\">Veamos c\u00f3mo podemos ayudarle<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Aseguranza para Contratistas Llame al (888) 973-0016 \u00a1Aseg\u00farese hoy! Gu\u00eda completa para la protecci\u00f3n de responsabilidad civil Cotizaci\u00f3n en l\u00ednea Servicio al cliente https:\/\/youtu.be\/I73jiybU-Sk?si=wJnzrOWoQZYR7ieP seguro para contratistas generales El seguro para contratistas generales protege su negocio de p\u00e9rdidas financieras cuando ocurren accidentes en la obra. Ya sea que gestione construcciones residenciales o proyectos de construcci\u00f3n [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":0,"parent":97051,"menu_order":11,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-97271","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Seguro para Contratistas Generales [Cotizaciones r\u00e1pidas 2026 ]<\/title>\n<meta name=\"description\" content=\"Seguros para contratistas generales en Farmer Brown Insurance. \u00a1Cont\u00e1ctenos para una cotizaci\u00f3n gratuita de seguro!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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