{"id":97441,"date":"2014-02-08T09:55:36","date_gmt":"2014-02-08T09:55:36","guid":{"rendered":"https:\/\/farmerbrown.com\/staging2026\/negocios\/small-business\/"},"modified":"2026-05-04T10:22:09","modified_gmt":"2026-05-04T15:22:09","slug":"pequenas-empresas","status":"publish","type":"page","link":"https:\/\/farmerbrown.com\/es\/negocios\/pequenas-empresas\/","title":{"rendered":"Seguro para Peque\u00f1as Empresas"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"97441\" class=\"elementor elementor-97441 elementor-90\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c7c4781 e-flex e-con-boxed e-con e-parent\" data-id=\"c7c4781\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e7bd4d8 elementor-widget elementor-widget-heading\" data-id=\"e7bd4d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Seguros para Peque\u00f1as Empresas<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75950b1 elementor-widget elementor-widget-heading\" data-id=\"75950b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfTienes poco tiempo?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84ce220 elementor-widget elementor-widget-heading\" data-id=\"84ce220\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"> Llame al \n  <a href=\"tel:8889730016\"><span style=\"color:#E2814D\">(888) 973-0016<\/a>  \u00a1Aseg\u00farese hoy!\n<\/span><\/span><\/h4>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-250303d e-grid e-con-full e-con e-child\" data-id=\"250303d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1c3260 elementor-widget elementor-widget-button\" data-id=\"a1c3260\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#get_quote\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Obt\u00e9n una cotizaci\u00f3n gratis<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d273b1a elementor-widget elementor-widget-button\" data-id=\"d273b1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:8889730016\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Atenci\u00f3n al Cliente<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-527a14a e-flex e-con-boxed e-con e-parent\" data-id=\"527a14a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-27ca3dc e-flex e-con-boxed e-con e-parent\" data-id=\"27ca3dc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-937ef8b e-con-full e-flex e-con e-child\" data-id=\"937ef8b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a8afae elementor-align-center elementor-widget elementor-widget-button\" data-id=\"5a8afae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/calendly.com\/d\/cv2k-z53-hmq\/15-minute-meeting\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-headset\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M192 208c0-17.67-14.33-32-32-32h-16c-35.35 0-64 28.65-64 64v48c0 35.35 28.65 64 64 64h16c17.67 0 32-14.33 32-32V208zm176 144c35.35 0 64-28.65 64-64v-48c0-35.35-28.65-64-64-64h-16c-17.67 0-32 14.33-32 32v112c0 17.67 14.33 32 32 32h16zM256 0C113.18 0 4.58 118.83 0 256v16c0 8.84 7.16 16 16 16h16c8.84 0 16-7.16 16-16v-16c0-114.69 93.31-208 208-208s208 93.31 208 208h-.12c.08 2.43.12 165.72.12 165.72 0 23.35-18.93 42.28-42.28 42.28H320c0-26.51-21.49-48-48-48h-32c-26.51 0-48 21.49-48 48s21.49 48 48 48h181.72c49.86 0 90.28-40.42 90.28-90.28V256C507.42 118.83 398.82 0 256 0z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00a1Agenda una cita de 15 min. con uno de nuestros expertos!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6202e20 e-con-full e-flex e-con e-child\" data-id=\"6202e20\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dc1285b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"dc1285b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/farmerbrown.com\/personal-auto-home-form\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Preg\u00fantame sobre Seguros de Auto Personal \/ Hogar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-688b402 e-flex e-con-boxed e-con e-parent\" data-id=\"688b402\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a57f3ff elementor-widget elementor-widget-heading\" data-id=\"a57f3ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Seguros para Peque\u00f1as Empresas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e61557 elementor-widget elementor-widget-text-editor\" data-id=\"7e61557\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Las peque\u00f1as empresas enfrentan riesgos constantes en su operaci\u00f3n diaria. Un accidente, un da\u00f1o a terceros o una reclamaci\u00f3n por responsabilidad civil pueden generar gastos legales elevados y afectar seriamente la estabilidad financiera del negocio.<\/p><p>El seguro para peque\u00f1as empresas est\u00e1 dise\u00f1ado para proteger su empresa frente a demandas, reclamaciones y p\u00e9rdidas inesperadas, cubriendo costos legales y da\u00f1os a terceros seg\u00fan el tipo de actividad, tama\u00f1o y ubicaci\u00f3n del negocio. Contar con la cobertura adecuada le permite operar con mayor tranquilidad y enfocarse en el crecimiento de su empresa con confianza.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7ee7c91 e-flex e-con-boxed e-con e-parent\" data-id=\"7ee7c91\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1ca6afb e-con-full e-flex e-con e-child\" data-id=\"1ca6afb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9f9a185 elementor-widget elementor-widget-image\" data-id=\"9f9a185\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"285\" height=\"300\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/634c27dc-34e8-4186-af05-12afa3012295-285x300.jpg\" class=\"attachment-medium size-medium wp-image-97446\" alt=\"\" srcset=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/634c27dc-34e8-4186-af05-12afa3012295-285x300.jpg 285w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/634c27dc-34e8-4186-af05-12afa3012295-768x808.jpg 768w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/634c27dc-34e8-4186-af05-12afa3012295.jpg 973w\" sizes=\"(max-width: 285px) 100vw, 285px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f49e184 e-con-full e-flex e-con e-child\" data-id=\"f49e184\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d889de2 elementor-widget elementor-widget-video\" data-id=\"d889de2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/MYkLAM812eM?si=lCnaGtNA0yCT_kgR&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6aabb84 e-flex e-con-boxed e-con e-parent\" data-id=\"6aabb84\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68f45d3 elementor-widget elementor-widget-text-editor\" data-id=\"68f45d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Vivimos en una sociedad propensa a las demandas. No importa qu\u00e9 tan cuidadoso sea, siempre existe la posibilidad de que su negocio sea demandado. Si un tribunal falla en su contra, podr\u00eda perderlo todo, incluso sus activos personales. Por lo tanto, todo propietario de negocio deber\u00eda considerar un seguro de responsabilidad civil para peque\u00f1as empresas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3093c81 e-flex e-con-boxed e-con e-parent\" data-id=\"3093c81\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43b2ab0 elementor-widget elementor-widget-heading\" data-id=\"43b2ab0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><h2 style=\", sans-serif;line-height: 1.3em;margin: 0px;padding: 0px 0px 10px;border: 0px;font-size: 2rem;vertical-align: baseline;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;white-space: normal\">Llene el formulario para su Cotizaci\u00f3n de Seguro para Peque\u00f1as Empresas<span style=\"font-family: Lato, sans-serif;white-space: pre-wrap\"><\/span><\/h2><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46f9d7a elementor-widget elementor-widget-shortcode\" data-id=\"46f9d7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div id='wufoo-sjpdaj912v1rfa'>\nFill out my <a href='https:\/\/contractorsliability.wufoo.com\/forms\/sjpdaj912v1rfa'>online form<\/a>.\n<\/div>\n<script type='text\/javascript'>var sjpdaj912v1rfa;(function(d, t) {\nvar s = d.createElement(t), options = {\n'userName'      : 'contractorsliability',    \n'formHash'      : 'sjpdaj912v1rfa',    \n'autoResize'    :  true,   \n'height'        : '1564',      \n'async'         :  true,          \n'header'        : 'hide',      \n'host'          : 'wufoo.com',    \n'entSource'     : 'wordpress',   \n'defaultValues' : ''     \n,'ssl'          :  1           };\ns.src = ('https:' == d.location.protocol ? 'https:\/\/' : 'http:\/\/') + 'secure.wufoo.com\/scripts\/embed\/form.js';\ns.onload = s.onreadystatechange = function() {\nvar rs = this.readyState; if (rs) if (rs != 'complete') if (rs != 'loaded') return;\ntry { sjpdaj912v1rfa = new WufooForm();sjpdaj912v1rfa.initialize(options);sjpdaj912v1rfa.display(); } catch (e) {}}\nvar scr = d.getElementsByTagName(t)[0], par = scr.parentNode; par.insertBefore(s, scr);\n})(document, 'script');<\/script> <noscript> <iframe height=\"1564\" allowTransparency=\"true\" sandbox=\"allow-top-navigation allow-scripts allow-popups allow-forms allow-same-origin allow-popups-to-escape-sandbox\" frameborder=\"0\" scrolling=\"no\" style=\"width:100%;border:none;\"src=\"https:\/\/contractorsliability.wufoo.com\/embed\/sjpdaj912v1rfa?entsource=wordpress\"><a href=\"https:\/\/contractorsliability.wufoo.com\/forms\/sjpdaj912v1rfa?entsource=wordpress\" rel=\"nofollow\">Fill out my Wufoo form!<\/a><\/iframe> <\/noscript><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-152b904 e-flex e-con-boxed e-con e-parent\" data-id=\"152b904\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-082a36f elementor-widget elementor-widget-heading\" data-id=\"082a36f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 es un Seguro de Responsabilidad para Peque\u00f1as Empresas?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-660c6b0 elementor-widget elementor-widget-text-editor\" data-id=\"660c6b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nadie espera que su negocio se vea afectado por una cat\u00e1strofe. Pero toda peque\u00f1a empresa es vulnerable a responsabilidades, como una gran cat\u00e1strofe o un pleito masivo. Este tipo de cobertura se adapta al riesgo de cada peque\u00f1a empresa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a52d62 elementor-widget elementor-widget-image\" data-id=\"1a52d62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"392\" height=\"426\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2023\/04\/Infografia-de-Una-empresa-pequena-emplea-a-menos-de-500-personas.png\" class=\"attachment-large size-large wp-image-71848\" alt=\"Infografia de Una empresa peque\u00f1a emplea a menos de 500 personas\" srcset=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2023\/04\/Infografia-de-Una-empresa-pequena-emplea-a-menos-de-500-personas.png 392w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2023\/04\/Infografia-de-Una-empresa-pequena-emplea-a-menos-de-500-personas-276x300.png 276w\" sizes=\"(max-width: 392px) 100vw, 392px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d7ef34 elementor-widget elementor-widget-text-editor\" data-id=\"5d7ef34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"line-height: 2em; margin: 0px; padding: 0px 0px 1em; border: 0px; outline: 0px; text-size-adjust: 100%; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">Aunque una peque\u00f1a empresa emplea a menos de 500 personas, la Oficina de Defensa de la Peque\u00f1a Empresa de EE.UU. (SBA) inform\u00f3 de la existencia de <a href=\"https:\/\/templatelab.com\/small-business-profiles-us\/\">31,7 millones de peque\u00f1as empresas en EE.UU<\/a>. en el recuento del a\u00f1o pasado. Pero lo m\u00e1s importante es el siguiente porcentaje: las peque\u00f1as empresas crean 1,6 millones de puestos de trabajo al a\u00f1o y son importantes motores del crecimiento econ\u00f3mico<\/p>\n<p style=\"line-height: 2em; margin: 0px; padding: 0px; border: 0px; outline: 0px; text-size-adjust: 100%; vertical-align: baseline; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">Sin embargo, al 75% de los propietarios de peque\u00f1as empresas les preocupa ser objeto de demandas fr\u00edvolas o injustas. Pagan casi 20 millones de d\u00f3lares de su bolsillo en costos de responsabilidad civil. En nuestra sociedad litigante, casi el 52% de todas las demandas civiles se dirigen anualmente contra las peque\u00f1as empresas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-968d623 elementor-widget elementor-widget-image\" data-id=\"968d623\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"410\" height=\"412\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2023\/04\/Infographic-of-In-our-litigious-society-almost-52-percent-of-all-civil-lawsuits-target-small-business-annually.png\" class=\"attachment-large size-large wp-image-71773\" alt=\"Infographic of In our litigious society, almost 52 percent of all civil lawsuits target small businesses annually\" srcset=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2023\/04\/Infographic-of-In-our-litigious-society-almost-52-percent-of-all-civil-lawsuits-target-small-business-annually.png 410w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2023\/04\/Infographic-of-In-our-litigious-society-almost-52-percent-of-all-civil-lawsuits-target-small-business-annually-300x300.png 300w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2023\/04\/Infographic-of-In-our-litigious-society-almost-52-percent-of-all-civil-lawsuits-target-small-business-annually-150x150.png 150w\" sizes=\"(max-width: 410px) 100vw, 410px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b674139 elementor-widget elementor-widget-heading\" data-id=\"b674139\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Reclamaciones t\u00edpicas por responsabilidad civil<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bacfcb4 elementor-widget elementor-widget-text-editor\" data-id=\"bacfcb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>En general, las reclamaciones son de tres tipos principales. Las presenta otra empresa, un cliente o un empleado. Las reclamaciones m\u00e1s habituales son:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b050f4 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"0b050f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Incumplimiento de contrato<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Accidentes por resbalones y ca\u00eddas<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Accidentes de tr\u00e1fico<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Discriminaci\u00f3n por diversos motivos (contra empleados o clientes)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Acoso<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Lesiones y enfermedades de los empleados<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Derechos de propiedad intelectual<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Responsabilidad de los locales<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4910b19 elementor-widget elementor-widget-image\" data-id=\"4910b19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"438\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2023\/04\/Infografia-de-Protejase-a-si-mismo-y-a-su-empresa-frente-al-elevado-coste-de-hacer-frente-a-un-siniestro.png\" class=\"attachment-large size-large wp-image-71852\" alt=\"Infografia de Prot\u00e9jase a s\u00ed mismo y a su empresa frente al elevado coste de hacer frente a un siniestro\" srcset=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2023\/04\/Infografia-de-Protejase-a-si-mismo-y-a-su-empresa-frente-al-elevado-coste-de-hacer-frente-a-un-siniestro.png 350w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2023\/04\/Infografia-de-Protejase-a-si-mismo-y-a-su-empresa-frente-al-elevado-coste-de-hacer-frente-a-un-siniestro-240x300.png 240w\" sizes=\"(max-width: 350px) 100vw, 350px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f832386 elementor-widget elementor-widget-text-editor\" data-id=\"f832386\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>La soluci\u00f3n es asegurarse de que dispone de la cobertura adecuada frente a reclamaciones por da\u00f1os materiales y responsabilidad civil. Prot\u00e9jase a s\u00ed mismo y a su empresa frente al elevado costo de enfrentar a una reclamaci\u00f3n.<\/p>\n<p>Los clientes insatisfechos presentan una gran parte de las demandas. El robo, los da\u00f1os por fen\u00f3menos meteorol\u00f3gicos y el da\u00f1o a la reputaci\u00f3n son otras \u00e1reas en las que podr\u00eda sufrir p\u00e9rdidas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ba5dd3 elementor-widget elementor-widget-heading\" data-id=\"1ba5dd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Coberturas Que Necesita<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5654dd elementor-widget elementor-widget-text-editor\" data-id=\"c5654dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>En general, las reclamaciones son de tres tipos principales. Las presentadas por otra empresa, por un cliente o por un empleado. Las reclamaciones m\u00e1s frecuentes son:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825adb4 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"825adb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSeguro de responsabilidad civil general\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<span style=\"white-space: normal\">Como propietario de una empresa, es posible que tenga que hacer frente a casos de personas (empleados, clientes u otros) que reclaman da\u00f1os materiales o corporales como consecuencia de sus operaciones. La cobertura de responsabilidad civil le ayuda a hacerse cargo de los gastos legales y los da\u00f1os.<\/span><br style=\"line-height: 2em;white-space: normal\"><span style=\"white-space: normal\">El seguro de responsabilidad civil general a veces tambi\u00e9n se denomina seguro de responsabilidad comercial o seguro para peque\u00f1as empresas. Le cubre en caso de da\u00f1os materiales, gastos m\u00e9dicos por lesiones corporales y responsabilidad por datos electr\u00f3nicos. Los da\u00f1os personales y publicitarios tambi\u00e9n suelen estar cubiertos por esta p\u00f3liza.<\/span><br style=\"line-height: 2em;white-space: normal\"><span style=\"white-space: normal\">Es una p\u00f3liza bastante completa destinada a proteger a los contratistas. Sin embargo, algunos contratistas optan por extensiones o p\u00f3lizas adicionales que ofrecen una cobertura m\u00e1s amplia. Aseg\u00farese de discutir sus opciones de cobertura adicional con su proveedor de seguros. Evite el infraseguro. Podemos ayudarle.<\/span>\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ef7806 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"9ef7806\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSeguro de edificios comerciales\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEs especialmente importante si el edificio que utiliza para su negocio le pertenece. Aunque no le pertenezca, este seguro ofrece cobertura para el equipo, las herramientas y el inventario de su empresa. De este modo, estar\u00e1 protegido frente a p\u00e9rdidas por vandalismo, incendio, robo, etc\u00e9tera. Tambi\u00e9n puede cubrir los costos de las interrupciones del negocio y la p\u00e9rdida de ingresos.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14f3b84 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"14f3b84\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tResponsabilidad civil del autom\u00f3vil\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tSi utiliza veh\u00edculos para su negocio, necesitar\u00e1 una p\u00f3liza de autom\u00f3vil comercial para protegerlos de posibles da\u00f1os. El seguro de autom\u00f3vil personal no puede sustituir a esta p\u00f3liza.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8899248 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"8899248\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tP\u00f3liza de violaci\u00f3n de datos\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tProtege frente a las p\u00e9rdidas que podr\u00edan derivarse de una violaci\u00f3n de la informaci\u00f3n de clientes o empleados en posesi\u00f3n de su empresa.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fe2e5a elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"7fe2e5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tIndemnizaci\u00f3n por accidente laboral\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEsta cobertura se hace cargo de los gastos m\u00e9dicos y los salarios perdidos cuando tu empleado se lesiona o enferma debido a la naturaleza de su trabajo. En la mayor\u00eda de los estados es obligatoria para los empresarios.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b84bdc elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4b84bdc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSeguro de errores y omisiones\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tLo protege frente a reclamaciones por prestaci\u00f3n indebida o no prestaci\u00f3n de servicios profesionales. Esta variante de seguro, tambi\u00e9n denominada seguro de responsabilidad profesional, se recomienda para empresas profesionales como las de contabilidad y consultor\u00eda.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f171842 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"f171842\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSeguro de administradores y directivos\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEsta cobertura protege frente a las p\u00e9rdidas que puedan derivarse de las acciones de los administradores y directivos de una empresa, como demandas judiciales.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0071d7 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"b0071d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tP\u00f3lizas de seguro Umbrella\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEstas p\u00f3lizas son esenciales ya que cubren imprevistos. Piense en algunas de las p\u00e9rdidas devastadoras de las que ha o\u00eddo hablar recientemente y en las grandes indemnizaciones concedidas en los tribunales en estos d\u00edas. Estas p\u00e9rdidas podr\u00edan superar la cobertura de su seguro principal.\nEs muy asequible y podr\u00eda salvar su negocio en ciertos casos. Con una p\u00f3liza umbrella de nosotros, usted puede obtener hasta 10 millones de d\u00f3lares en protecci\u00f3n de responsabilidad civil, por encima de los l\u00edmites de otras p\u00f3lizas de seguro que tiene para su negocio.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d63a6f4 elementor-widget elementor-widget-heading\" data-id=\"d63a6f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vencer una reclamaci\u00f3n por responsabilidad civil<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9179075 elementor-widget elementor-widget-text-editor\" data-id=\"9179075\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Una reclamaci\u00f3n por da\u00f1os materiales o por responsabilidad civil puede perturbar su negocio, da\u00f1ar su reputaci\u00f3n e incluso hacer que deba cerrar su empresa para siempre. Es crucial desarrollar una estrategia s\u00f3lida para hacer frente a estas reclamaciones con las que puede encontrarse su empresa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-682ffeb elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"682ffeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tComprenda y analice sus riesgos:\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAlgunas empresas, especialmente las relacionadas con el sector de la construcci\u00f3n, son intr\u00ednsecamente m\u00e1s peligrosas que otras. Por ejemplo, una empresa de tejados tendr\u00eda que invertir en una mayor cobertura de indemnizaci\u00f3n por accidentes laborales que una empresa de limpieza de alfombras.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8fd4912 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"8fd4912\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tConstituir una sociedad:\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tConstituir una SRL le ayuda a limitar su responsabilidad. Mantiene a salvo su patrimonio personal en caso de un siniestro importante. Sus finanzas personales y empresariales permanecen separadas cuando constituye su empresa.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d6fb13e elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"d6fb13e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tMantenga registros precisos:\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAseg\u00farate de llevar un registro meticuloso de todos los contratos que firmes, todas las comunicaciones con el cliente, las reuniones, los servicios acordados, la hora y la fecha y el lugar.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62afcb6 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"62afcb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tObtenga la cobertura de seguro adecuada:\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tInvierte tiempo, esfuerzo y dinero en conseguir la cobertura adecuada. Es mejor estar sobreasegurado que infraasegurado. Investigue los tipos de p\u00f3lizas y coberturas disponibles para una empresa como la suya. Una compa\u00f1\u00eda de seguros o un corredor de seguros de confianza, con una buena reputaci\u00f3n y bien establecidos pueden darte el asesoramiento y la asistencia adecuados.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-134b140 e-con-full e-flex e-con e-parent\" data-id=\"134b140\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dbf8af1 elementor-widget elementor-widget-template\" data-id=\"dbf8af1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"97089\" class=\"elementor elementor-97089\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-160091c8 e-flex e-con-boxed e-con e-parent\" data-id=\"160091c8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-28cc15cb e-con-full e-flex e-con e-child\" data-id=\"28cc15cb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ad256be elementor-widget elementor-widget-image\" data-id=\"3ad256be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"959\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/wc-ebook-cover-es-854x1024.png\" class=\"attachment-large size-large wp-image-97073\" alt=\"handyman workers compensation seguro para contratistas ebook\" srcset=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/wc-ebook-cover-es-854x1024.png 854w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/wc-ebook-cover-es-250x300.png 250w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/wc-ebook-cover-es-768x921.png 768w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/wc-ebook-cover-es-1280x1536.png 1280w, https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/wc-ebook-cover-es.png 1667w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-65f878f2 e-con-full e-flex e-con e-child\" data-id=\"65f878f2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6fb6cf9 elementor-widget elementor-widget-heading\" data-id=\"6fb6cf9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Obtenga el ebook ahora<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cf318d elementor-widget elementor-widget-text-editor\" data-id=\"1cf318d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Todo lo que necesita saber sobre los seguros para contratistas est\u00e1 aqu\u00ed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5128689b elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"5128689b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/contractorsliability.com\/es\/ebook\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">L\u00e9alo ahora<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e429f36 e-con-full e-flex e-con e-parent\" data-id=\"e429f36\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-305654d elementor-widget elementor-widget-template\" data-id=\"305654d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"97096\" class=\"elementor elementor-97096\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71919bbf e-con-full e-flex e-con e-parent\" data-id=\"71919bbf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55b72775 elementor-widget elementor-widget-heading\" data-id=\"55b72775\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">\u00bfA\u00fan Tiene Alguna Pregunta?<\/h1>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-32a65522 e-con-full e-flex e-con e-child\" data-id=\"32a65522\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a7fe7bb elementor-widget__width-initial elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"2a7fe7bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/farmerbrown.com?page_id=173\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"76\" height=\"75\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2023\/05\/Find-us-NOW-icon.png\" class=\"attachment-full size-full wp-image-72122\" alt=\"Find us FarmerBrown Insurance icon\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/farmerbrown.com?page_id=173\">\u00a1Encu\u00e9ntrenos AHORA!<\/a><\/h3><p class=\"elementor-image-box-description\">Estamos ubicados en 21750 Hardy Oak Blvd Ste. San Antonio, TX, 78258<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2872051a elementor-widget__width-initial elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"2872051a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/farmerbrown.com?page_id=2613\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"90\" height=\"79\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2023\/05\/Frequently-Asked-Questions-icon.png\" class=\"attachment-full size-full wp-image-72120\" alt=\"Frequently Asked Questions icon\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/farmerbrown.com?page_id=2613\">Preguntas Frecuentes<\/a><\/h3><p class=\"elementor-image-box-description\">Un lugar donde encontrar todas las respuestas<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21d18a71 elementor-widget__width-initial elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"21d18a71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/farmerbrown.com?page_id=173\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"68\" height=\"75\" src=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2023\/05\/Talk-With-An-Agent-Now-icon.png\" class=\"attachment-full size-full wp-image-72118\" alt=\"Talk With An Agent Now icon\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/farmerbrown.com?page_id=173\">Hable Con un Agente Ahora<\/a><\/h3><p class=\"elementor-image-box-description\">Veamos c\u00f3mo podemos ayudarle<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Seguros para Peque\u00f1as Empresas \u00bfTienes poco tiempo? Llame al (888) 973-0016 \u00a1Aseg\u00farese hoy! Obt\u00e9n una cotizaci\u00f3n gratis Atenci\u00f3n al Cliente \u00a1Agenda una cita de 15 min. con uno de nuestros expertos! Preg\u00fantame sobre Seguros de Auto Personal \/ Hogar Seguros para Peque\u00f1as Empresas Las peque\u00f1as empresas enfrentan riesgos constantes en su operaci\u00f3n diaria. Un accidente, [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":0,"parent":97051,"menu_order":14,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-97441","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Seguros para Peque\u00f1as Empresas | Cotiza tu Cobertura Hoy<\/title>\n<meta name=\"description\" content=\"Obtenga su cotizaci\u00f3n gratis de seguro para peque\u00f1as empresas completando nuestro formulario menos de 2 minutos o ll\u00e1menos al (888) 973-0016\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/farmerbrown.com\/es\/negocios\/pequenas-empresas\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Seguro para Peque\u00f1as Empresas\" \/>\n<meta property=\"og:description\" content=\"Obtenga su cotizaci\u00f3n gratis de seguro para peque\u00f1as empresas completando nuestro formulario menos de 2 minutos o ll\u00e1menos al (888) 973-0016\" \/>\n<meta property=\"og:url\" content=\"https:\/\/farmerbrown.com\/es\/negocios\/pequenas-empresas\/\" \/>\n<meta property=\"og:site_name\" content=\"Farmer Brown Insurance\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pages\/Farmer-Brown-Insurance\/1423434997919303\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-04T15:22:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/634c27dc-34e8-4186-af05-12afa3012295.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"973\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@farmerbrownINCE\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/farmerbrown.com\\\/es\\\/negocios\\\/pequenas-empresas\\\/\",\"url\":\"https:\\\/\\\/farmerbrown.com\\\/es\\\/negocios\\\/pequenas-empresas\\\/\",\"name\":\"Seguros para Peque\u00f1as Empresas | Cotiza tu Cobertura Hoy\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/farmerbrown.com\\\/es\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/farmerbrown.com\\\/es\\\/negocios\\\/pequenas-empresas\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/farmerbrown.com\\\/es\\\/negocios\\\/pequenas-empresas\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/farmerbrown.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/634c27dc-34e8-4186-af05-12afa3012295-285x300.jpg\",\"datePublished\":\"2014-02-08T09:55:36+00:00\",\"dateModified\":\"2026-05-04T15:22:09+00:00\",\"description\":\"Obtenga su cotizaci\u00f3n gratis de seguro para peque\u00f1as empresas completando nuestro formulario menos de 2 minutos o ll\u00e1menos al (888) 973-0016\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/farmerbrown.com\\\/es\\\/negocios\\\/pequenas-empresas\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/farmerbrown.com\\\/es\\\/negocios\\\/pequenas-empresas\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/farmerbrown.com\\\/es\\\/negocios\\\/pequenas-empresas\\\/#primaryimage\",\"url\":\"https:\\\/\\\/farmerbrown.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/634c27dc-34e8-4186-af05-12afa3012295-285x300.jpg\",\"contentUrl\":\"https:\\\/\\\/farmerbrown.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/634c27dc-34e8-4186-af05-12afa3012295-285x300.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/farmerbrown.com\\\/es\\\/negocios\\\/pequenas-empresas\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/farmerbrown.com\\\/es\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Negocios\",\"item\":\"https:\\\/\\\/farmerbrown.com\\\/es\\\/negocios\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Seguro para Peque\u00f1as Empresas\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/farmerbrown.com\\\/es\\\/#website\",\"url\":\"https:\\\/\\\/farmerbrown.com\\\/es\\\/\",\"name\":\"Farmer Brown Insurance\",\"description\":\"Farmer Brown routinely saves businesses money on their Insurance Premiums\",\"publisher\":{\"@id\":\"https:\\\/\\\/farmerbrown.com\\\/es\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/farmerbrown.com\\\/es\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/farmerbrown.com\\\/es\\\/#organization\",\"name\":\"Farmer Brown Insurance\",\"url\":\"https:\\\/\\\/farmerbrown.com\\\/es\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/farmerbrown.com\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/farmerbrown.com\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/50pt.png\",\"contentUrl\":\"https:\\\/\\\/farmerbrown.com\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/50pt.png\",\"width\":176,\"height\":50,\"caption\":\"Farmer Brown Insurance\"},\"image\":{\"@id\":\"https:\\\/\\\/farmerbrown.com\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/pages\\\/Farmer-Brown-Insurance\\\/1423434997919303\",\"https:\\\/\\\/x.com\\\/farmerbrownINCE\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/farmer-brown-insurance\",\"https:\\\/\\\/www.pinterest.com\\\/farmerbrownINS\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UClICXe78zkT9v608OnrdnbA\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Seguros para Peque\u00f1as Empresas | Cotiza tu Cobertura Hoy","description":"Obtenga su cotizaci\u00f3n gratis de seguro para peque\u00f1as empresas completando nuestro formulario menos de 2 minutos o ll\u00e1menos al (888) 973-0016","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/farmerbrown.com\/es\/negocios\/pequenas-empresas\/","og_locale":"es_ES","og_type":"article","og_title":"Seguro para Peque\u00f1as Empresas","og_description":"Obtenga su cotizaci\u00f3n gratis de seguro para peque\u00f1as empresas completando nuestro formulario menos de 2 minutos o ll\u00e1menos al (888) 973-0016","og_url":"https:\/\/farmerbrown.com\/es\/negocios\/pequenas-empresas\/","og_site_name":"Farmer Brown Insurance","article_publisher":"https:\/\/www.facebook.com\/pages\/Farmer-Brown-Insurance\/1423434997919303","article_modified_time":"2026-05-04T15:22:09+00:00","og_image":[{"width":973,"height":1024,"url":"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/634c27dc-34e8-4186-af05-12afa3012295.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@farmerbrownINCE","twitter_misc":{"Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/farmerbrown.com\/es\/negocios\/pequenas-empresas\/","url":"https:\/\/farmerbrown.com\/es\/negocios\/pequenas-empresas\/","name":"Seguros para Peque\u00f1as Empresas | Cotiza tu Cobertura Hoy","isPartOf":{"@id":"https:\/\/farmerbrown.com\/es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/farmerbrown.com\/es\/negocios\/pequenas-empresas\/#primaryimage"},"image":{"@id":"https:\/\/farmerbrown.com\/es\/negocios\/pequenas-empresas\/#primaryimage"},"thumbnailUrl":"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/634c27dc-34e8-4186-af05-12afa3012295-285x300.jpg","datePublished":"2014-02-08T09:55:36+00:00","dateModified":"2026-05-04T15:22:09+00:00","description":"Obtenga su cotizaci\u00f3n gratis de seguro para peque\u00f1as empresas completando nuestro formulario menos de 2 minutos o ll\u00e1menos al (888) 973-0016","breadcrumb":{"@id":"https:\/\/farmerbrown.com\/es\/negocios\/pequenas-empresas\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/farmerbrown.com\/es\/negocios\/pequenas-empresas\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/farmerbrown.com\/es\/negocios\/pequenas-empresas\/#primaryimage","url":"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/634c27dc-34e8-4186-af05-12afa3012295-285x300.jpg","contentUrl":"https:\/\/farmerbrown.com\/wp-content\/uploads\/2026\/04\/634c27dc-34e8-4186-af05-12afa3012295-285x300.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/farmerbrown.com\/es\/negocios\/pequenas-empresas\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/farmerbrown.com\/es\/"},{"@type":"ListItem","position":2,"name":"Negocios","item":"https:\/\/farmerbrown.com\/es\/negocios\/"},{"@type":"ListItem","position":3,"name":"Seguro para Peque\u00f1as Empresas"}]},{"@type":"WebSite","@id":"https:\/\/farmerbrown.com\/es\/#website","url":"https:\/\/farmerbrown.com\/es\/","name":"Farmer Brown Insurance","description":"Farmer Brown routinely saves businesses money on their Insurance Premiums","publisher":{"@id":"https:\/\/farmerbrown.com\/es\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/farmerbrown.com\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/farmerbrown.com\/es\/#organization","name":"Farmer Brown Insurance","url":"https:\/\/farmerbrown.com\/es\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/farmerbrown.com\/es\/#\/schema\/logo\/image\/","url":"https:\/\/farmerbrown.com\/wp-content\/uploads\/2023\/08\/50pt.png","contentUrl":"https:\/\/farmerbrown.com\/wp-content\/uploads\/2023\/08\/50pt.png","width":176,"height":50,"caption":"Farmer Brown Insurance"},"image":{"@id":"https:\/\/farmerbrown.com\/es\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/pages\/Farmer-Brown-Insurance\/1423434997919303","https:\/\/x.com\/farmerbrownINCE","https:\/\/www.linkedin.com\/company\/farmer-brown-insurance","https:\/\/www.pinterest.com\/farmerbrownINS\/","https:\/\/www.youtube.com\/channel\/UClICXe78zkT9v608OnrdnbA"]}]}},"_links":{"self":[{"href":"https:\/\/farmerbrown.com\/es\/wp-json\/wp\/v2\/pages\/97441","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/farmerbrown.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/farmerbrown.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/farmerbrown.com\/es\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/farmerbrown.com\/es\/wp-json\/wp\/v2\/comments?post=97441"}],"version-history":[{"count":6,"href":"https:\/\/farmerbrown.com\/es\/wp-json\/wp\/v2\/pages\/97441\/revisions"}],"predecessor-version":[{"id":98154,"href":"https:\/\/farmerbrown.com\/es\/wp-json\/wp\/v2\/pages\/97441\/revisions\/98154"}],"up":[{"embeddable":true,"href":"https:\/\/farmerbrown.com\/es\/wp-json\/wp\/v2\/pages\/97051"}],"wp:attachment":[{"href":"https:\/\/farmerbrown.com\/es\/wp-json\/wp\/v2\/media?parent=97441"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}