Choose a preferred contractors insurance company for your General Liability Insurance. This coverage is one of the most important types of insurance you can have. It protects your business from ruin if you are sued for property damage and/or causing bodily harm to a third party. Your coverage should be tailored to meet the unique needs of your company. You get the right coverage when you work with a company that specializes in this type of insurance.
Why is Farmer Brown Insurance a preferred contractors insurance company?
Here are some reasons why you should choose us as to write your General Liability policy:
- Farmer Brown Insurance has been operating for more than 20 years
- We have thousands of 5-star ratings from happy customers
- Our agents are knowledgeable and will get you customized coverage
- We represent top A-rated carriers and can get you the best available options
- The policies we present you will be at the lowest rates – we negotiate for you
- Our processes are easy – get an online quote or call us
- We promise a quick turnaround – we won’t waste your time
- Farmer Brown is registered in all 50 states
With a quick phone call you can get your General Liability insurance. We can provide you with all the important coverage you need for business.
What is covered by General Liability Insurance?
This is liability coverage. It covers you when you are sued. Litigation is becoming a threat for more and more small businesses. The costs can be very high. Without insurance, a company can easily be forced to close their doors. General Liability will assist you when you sued for the following:
- Property damage
- Harm to reputation
- Bodily injury
- Advertising/marketing mistakes
- Medical Payments
- Damages to a property you are renting
This coverage will pay for your legal defense as well as the costs of a settlement.
Are there exclusions in a General Liability policy?
It is always good practice to check your policy carefully so you are aware of any exclusions. Farmer Brown policies include compensatory damage, general damage and punitive damage. Some of these are excluded by other providers. Most policies will also exclude intentional damage. Injury to your employees is covered by Workers Compensation and will not be covered by a liability policy.
What other coverage do you need?
In general terms if you have coverage for liability, workers compensation, property and commercial auto you will be covered for most of the risks you face. Investing in this insurance protects the sustainability of your business. It enables you to confidently get on with your work, knowing you are protected.
Choose us as your preferred contractors insurance company
Farmer Brown Insurance provides tailored insurance solutions for contractor businesses. No two packages are the same as your business is unique, and you have different needs. We will work with you so your business is protected. Call Farmer Brown Insurance on (888) 973-0016.