Hookah and Vape Lounge Insurance

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Hookah and Vape Business Insurance

Don’t open that Hookah Lounge without Vaping Business Insurance.
Vaping has become increasingly popular, and because of this, many entrepreneurs have opened vaping businesses.

There are, however, particular risks that are associated with managing this sort of business. Hence, if you have or are considering opening this type of small business, it is essential to make sure that you are well-protected.

Hookah and Vape Business Insurance PNG

Vaping Business Insurance is, in essence, Small Business insurance for a high-risk business. Now is the time to investigate why you need insurance, and what coverage will be best for your new venture.

Farmer Brown specializes in these hard to place risks throughout the nation. We work with over 6 carriers that write these type of risks and know the business so our professional agents can tailor a package that specifically fits your business.

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What is Hookah and Vape Lounge insurance?

No matter how careful you are, every business is vulnerable to unforeseen disaster or a lawsuit. Consequently, every business owner should consider Small Business Liability insurance, and this includes your vaping business.

What is Hookah and Vape Lounge insurance PNG

Small business insurance offers you the protection needed for most third-party legal claims and liabilities that you could be held accountable for.

What does Vaping Business Insurance cost?

You can expect to pay as little as $1500 per year for your policy. It takes few minutes for you to receive a quote. In fact, we are happy to get a policy up and in place within 24-hours. At Farmer Brown Insurance, we have many financing options. We will tailor both your policy and your payment plan to your needs.

What does Vaping Business Insurance cost PNG

What Type of Insurance Does My Hookah Lounge Needs?

Commercial Property PNG

Small Business Owners Policy (BOP)

The BOP is designed to protect you from some of the more common business risks. These include:

  • Property damage
  • Business interruption
  • Theft
  • Liability
  • Employee injury.

A BOP is an umbrella insurance policy that covers your essentials. Alternatively, you would purchase each policy separately, and this is more expensive. Moreover, a BOP for your vape business will cover your essentials and be more affordable.

Legal Fees PNG

General Liability Insurance

You’ll need liability insurance in case of any accidents that may happen. Under the BOP umbrella, we also offer other essential coverage, like Auto Liability insurance and Workers Compensation.

Workers Compensation PNG

Workman’s Compensation insurance

Workers’ compensation insurance is mandatory in most states. Thus, it provides medical and disability benefits for employees or workers who may get injured or suffer work-related diseases.

Commercial Auto PNG

Commercial Auto Insurance

Auto Liability Insurance, also required by law in most states, is a form of car insurance coverage. It is an important safeguard for your business. It will help cover the financial responsibility if you or an employee is at fault in an accident and people are injured or their property is damaged.

Smoke Shop Insurance  may not include Vape business insurance

You may have started out with tobacco products and added vape products as the trend has grown. If this is the case, you already know that tobacco-containing products are in their own category. Now you are likely to also sell vaping accessories like cartridges, liquid flavorings, and batteries.

Your liability insurance for your smoke shop may not include vape business insurance. Now is the time to ensure you have the coverage you need. Can you add exclusions, or should you invest in a whole new Vape Business Insurance? Find out from your agent.

Your Vape Business Insurance policy needs specific wording. Your current business owner’s policy will specify the types of claims you are insured against. But does the policy stretch to vaping products?

We have many financing options and can usually get a policy rolling within 24 hours.  Many policies are as little as $1500 per year.  Please take the time to fill in our quote form, and we will be back to you within the hour.  You can also call us any time or chat to speak to a live agent now.

What are the main advantages of choosing FarmerBrown.com for insurance quotes?

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A Broader Choice

We work with more than 30 A-rated insurance companies, many of which your local brokers may not have access to.


5-Star Customer Service

We pride ourselves on our knowledgeable and professional sales team, who prioritize attention to detail and are prepared to handle complaints 24 hours a day.


Tailor-made service

We negotiate with the best insurers to achieve effective insurance solutions for you.