by John Brown | Feb 28, 2020 | Blog, Contractors Insurance
How do you find the best Contractor Insurance Company for your business? Almost 60% of contractor businesses don’t have insurance. And, for those that do, it’s not always sufficient coverage. While safety procedures reduce incidents, they can’t be avoided entirely.... 
by John Brown | Feb 7, 2020 | Blog, Contractors Insurance
In construction, risk is high, so it’s always tough to narrow down the best Contractor Insurance policies. An estimated 4% of workers receive injury or fall sick in the construction industry, not to mention the countless other issues that can occur on a work site. A... 
by John Brown | Nov 20, 2019 | Blog, Contractors Insurance
Drywall accidents happen frequently in construction and contractor work. It’s extremely important to know why you should have general contractors insurance. This is to ensure that you can protect your company from any lawsuits that may cause your business to shut... 
by John Brown | Dec 11, 2018 | Blog, Commercial Insurance
Professional liability insurance is designed to cover Principals that provide professional services. It protects them against claims from clients who suffer a financial loss due to errors or negligence that are caused by actions or in actions of the Principal. It‘s... 
by John Brown | Dec 6, 2018 | Blog, Contractors Insurance
As a new subcontractor, you might think that whoever you contract under will have a general liability insurance policy or some other insurance coverage that covers you. You may also think that the business owner’s policy covers you while you are on their site.... 
by John Brown | Dec 4, 2018 | Blog, Contractors Insurance
As a plumber, it’s your responsibility to ensure that water and waste flows smoothly in an out of any building you work in. Knowing the details concerning piping and drainage is vital in your business. Fixing a leaking faucet may seem easy, but even the easiest tasks... 
by John Brown | Dec 4, 2018 | Blog, Contractors Insurance
Are you an independent HVAC Contractor? If so, you may be required to have liability insurance for your practice, something you might have overlooked if you came from a larger company and started your own business. Liability insurance protects HVAC contractors from... 
by John Brown | Nov 29, 2018 | Blog, Contractors Insurance
It was during high school when you started in the carpentry program. You spent time learning to use power tools and hand tools. Next, you took classes where you learned about OSHA and the building codes you would need in a business. Then, you took the most boring... 
by John Brown | Nov 29, 2018 | Blog, Contractors Insurance
Congratulations! You’ve gotten to the stage of your business where it’s time to get your own excavator rather than using a rental or whole rental fleet every time. However, when you started looking at the options and features from compact excavators to hydraulic... 
by John Brown | Nov 7, 2018 | Blog, Commercial Insurance
Maybe you’re a long-time independent contractor looking to expand the services you offer. Perhaps you’re an investor with a big idea and enough gumption to try and turn that idea into reality. At any rate, the first step on the path is creating a business plan.... 
by John Brown | Oct 4, 2018 | Blog, Contractors Insurance
Smaller contractors generally have a limited understanding of how classifying workers as either employees or subcontractors affect the various types of insurance. This simple distinction can land you in proverbial quicksand and before you know it your overhead. This... 
by John Brown | Sep 10, 2018 | Blog
Car insurance is the most common form of insurance, and a must have for all vehicles, private or commercial. This is because it is mandatory by law. Car insurance serves two purposes: Third party liability – These are parties besides the driver who may be involved in... 