by John Brown | Jun 5, 2023 | Blog
Vacant buildings are prime targets for vandalism and subject to all the risks of occupied structures. While occupied buildings have many eyes to watch for potential hazards or security risks, unoccupied structures are inherently more risky as there is no one around to...
by John Brown | Apr 13, 2023 | Blog, Commercial Insurance
If you are a small contractor and you want to grow your business, you have to step out of your comfort zone. Wouldn’t it be great to get more work than you can handle, to the point where you have to employ more people and sometimes even turn down those heavy...
by John Brown | Mar 14, 2023 | Blog, Contractors Insurance
Anyone who has ever worked in the roofing business knows how dangerous it can be for the workers. From the actual installation on tall buildings to handling the different materials and implements, injuries are a likely occurrence. Roofing insurance helps to mitigate...
by John Brown | Nov 21, 2022 | Blog, Workers Compensation
To make sure your company paid the correct amount for workers’ compensation insurance, an audit is performed at the end of each year. Workers comp premium is estimated as events change, so your business insurance provider will audit your payroll and other...
by Tom Hester | Oct 14, 2022 | Blog, Contractors Insurance
Like any other type of business, contractors need to carry the proper insurance to protect their contracting business. If you are a building contractor, there are a number of specialized types of insurance you may need to adequately manage your business. In the next...
by John Brown | Apr 14, 2022 | Blog
Farmer Brown is a Broker for Captive Resources, America’s Alternative Insurance Specialists. Captive Resources is one of America’s leading managers of heterogeneous and homogenous Insurance Captives. Our at goal at FarmerBrown is to provide our clients with the best...
by Tom Hester | Apr 14, 2022 | Blog
Handling insurance aspects of any kind is a complex task. Learning the ins and outs of business insurance for general contractors is no exception. These types of policies must account for potential costs like accidents and injuries on the job, and weather-related...
by Tom Hester | Mar 14, 2022 | Blog
Congratulations you just got a job! However the client is asking you to provide them with a CG 20 10 Endorsement before they will let you start working. Do not panic if you currently have general liability insurance you should already have this coverage. As the most...
by John Brown | Apr 22, 2021 | Blog
No one likes paying for insurance and that is a fact. Buying and shopping insurance for your business is as fun as having a colonoscopy. The thing is once you have had the colonoscopy or purchase insurance for your business you do have a certain peace of mind that...
by John Brown | Dec 14, 2020 | Blog, Contractors Insurance
Did you know that nearly 44% of small businesses do not have liability coverage? This is riskier for some businesses than for others. General contractors are one business type that definitely falls into the must-have group when it comes to liability coverage. If you...
by John Brown | Sep 16, 2020 | Blog, Commercial Insurance
Every small business owner is fully aware that operating a company in this economic climate is risky. The best thing you can do, is to pass the financial risks onto another party. This is the purpose of insurance. According to a recent survey, every year 35.2% of...
by John Brown | Sep 15, 2020 | Blog, Commercial Insurance
Every Condo Association knows that insurance is essential. However, there is often confusion about what kind of coverage you should have. Hence, below is a list of the key coverage that should be included in your Condo Master Insurance Policy. Here’s a handy checklist...