All About General Liability Insurance for Contractors in 2026

Most construction clients ask for proof of general liability insurance before a contractor sets foot on the job site. That requirement exists because construction generates liability from multiple directions at once: bodily injury, property damage, subcontractor disputes, and third-party lawsuits that name everyone on the project, regardless of who caused the problem. Farmer Brown has […]
What Types of Insurance Do Painters Need?

Do painters need General Liability Insurance? Yes, and it is the first policy any painting contractor should have. General liability insurance covers accidental property damage and bodily injury that happens while you are working. If a painter knocks over a can and ruins hardwood floors, or a bystander trips over a drop cloth, this policy […]
Types of Restaurant Insurance Coverage Every Owner Needs

You probably already know that choosing the right type of restaurant insurance is crucial for the survival of your food service business. But how do you know what types of coverage and policies are needed for your particular business? In this article, we will go through all the different types of restaurant insurance that will […]
Do I Need a Painter’s License Bond in California?

Obtaining a Painter’s License Bond in California is vital for every painting contractor planning to conduct business in the Golden State. This bond, essentially a form of insurance, is designed to protect consumers from potential financial loss resulting from a contractor’s failure to comply with licensing laws or complete a project satisfactorily. The bond provides […]
3 Reasons Construction Insurance Is Vital for All Contractors

Construction Insurance is powerful. It can mean the difference between your business being a great success or a failure. Could your business survive a big liability claim? What about the replacement costs if you damaged a building you are working on? In this article, we discuss the Construction Insurance you should have, and why you […]
Best Liability Insurance Advice for Contractors

The Best Liability Insurance Advice Contractors Need To Hear Today! 3 Tips on why and how to keep your construction business protected. Here’s the reality for Contractors: 2 out of every 5 small businesses will have faced a liability claim by 2030. I know what you’re thinking: That despite the danger and risk, your crew […]
7 Tips To Help You Choose the Right Contractor Insurance company

How do you find the best Contractor Insurance Company for your business? Almost 60% of contractor businesses don’t have insurance. And, for those that do, it’s not always sufficient coverage. While safety procedures reduce incidents, they can’t be avoided entirely. Being inadequately insured can potentially cost your business up to $70,000 in fines. 7 Tips […]