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How Much Does Restaurant Insurance Cost?
How Much Does Restaurant Insurance Cost? Restaurant owners in the United States pay around $2,149 per year for a Business Owners Policy with $1,000,000 in general liability coverage and $100,000 in business personal property coverage, or about $179 per month.
Best Contractor Insurance Policies You Should Have
Four Contractor Insurance Policies Every Construction Business Needs About 4 percent of construction workers are injured or fall ill on the job each year. That number does not include property damage claims, vehicle accidents, or third-party lawsuits that have nothing
What Types of Insurance Do Painters Need?
Types of Insurance Painters Need Do painters need General Liability Insurance? Yes, and it is the first policy any painting contractor should have. General liability insurance covers accidental property damage and bodily injury that happens while you are working. If
Builders Risk Insurance Guide: Coverage, Costs & Who Needs It
What is builders risk insurance? Construction projects fail for many reasons. Bad weather. Theft. A fire that guts two weeks of framing work overnight. Builders risk insurance exists because none of those events are covered by general liability, and without
General Contractors Insurance Made Simple
General Contractors Insurance Made Simple General contractors insurance confuses a lot of buyers because the category covers two very different types of businesses. Getting the right coverage starts with knowing which one you are. Farmer Brown has worked with general
General Liability Renewal Checklist
General Liability Renewal Checklist Renewing a general liability policy is not a formality. It is the right moment to fix coverage gaps, update information that affects your premiums, and make sure the policy still fits how the business actually operates.
What Is Covered Under Painter’s Insurance?
Painting contractors face a specific set of financial risks that standard business coverage often does not address. A client whose flooring gets ruined by a paint spill. A worker who falls from a ladder and needs surgery. A van that
Common Mistakes General Contractors Make with Commercial Umbrella Insurance
7 Mistakes General Contractors Make with Commercial Umbrella Insurance Commercial umbrella insurance fills the gap when a liability claim exceeds your underlying policy limits. Most general contractors either skip it or buy it without knowing what they actually have. Neither
Mobile Catering Van Insurance: Protecting Your Business on the Road in 2026
Mobile Catering Van Insurance: Protecting Your Business on the Road in 2026 How to start and run a mobile catering van business A mobile catering van is one of the lower-cost ways to enter the food business. No lease on
How Much Does Liability Insurance Cost?
What does liability insurance cover? In the United States, liability insurance helps pay for costs if you are found legally responsible for harming someone or damaging their property. It does not cover your own injuries or damage to your own