Food Trailer Insurance

  What Is Food Trailer Insurance?

Food trailer insurance protects you from accidents, property damage, and liability claims. Because food trailers move around and work in different places, the right type of insurance is crucial to protect your business.

 Types Of Food Trailer Insurance

General Liability Insurance

This policy covers claims related to injuries or property damage involving third parties. If a customer gets injured near your trailer or your equipment damages someone else’s property, general liability insurance will take care of the associated expenses.

Product Liability Insurance

Food businesses can’t do without product liability insurance. It guards your business against claims about foodborne illnesses or tainted products. If a customer falls ill after eating your food and chooses to take legal action, this insurance helps pay for the court and healthcare expenses.

Commercial Auto Liability Insurance

Because your food trailer moves around, you need commercial auto liability insurance. This policy protects you from accidents, injuries, or damages that happen when you transport your food trailer.

Workers’ Compensation Insurance

If you have employees working with you, the law in most states says you must have workers’ compensation insurance. It covers medical costs and lost pay if a worker gets hurt on the job. In the busy world of a food trailer, this insurance is crucial to protect your business and your staff.

  Food Trailer Insurance Costs

To get full food trailer insurance coverage, expect to pay about $100 to $300 each month. But this price can go up if you need more coverage or if your business has more risks.

Here are some things that can make the price go up or down include:

• Where you work: If you work in busy places or areas with lots of people, you might pay more.
• What food you make: If you make food in ways that are more risky (like frying), expect to pay higher insurance premiums.
• Your claims history: If you’ve had to use your insurance before or had accidents, you might have to pay more now.

Get Food Trailer Insurance Quotes

If you want to get an exact cost for Food Trailer Insurance, we encourage you to get quotes now from our experienced agents.

Our experienced agents are well versed in working with food business owners. After understanding more about your business, our agents can usually reduce policy prices through additional discounts of 10% to 15% from the instant quotes you receive.

We provide the finest comprehensive plans for your business by providing:

• Knowledgeable, licensed insurance agents
• Same-day coverage in most instances
• Coverage from A-rated insurance companies
• Ability to offer policies nationwide
• The lowest price for the best Insurance coverage in the industry