How Much Does General Contractor Insurance Cost in 2026?
How Much Does General Contractor Insurance Cost in 2026? General contractor insurance costs depend on three factors: the type of work, annual revenue, and the state where the work is performed. A painter doing $150,000 a year in Texas pays around $780. A roofer at the same revenue level pays $2,900. Same state, same revenue, […]
All About General Liability Insurance for Contractors in 2026
General Liability Insurance for Contractors Most construction clients ask for proof of general liability insurance before a contractor sets foot on the job site. That requirement exists because construction generates liability from multiple directions at once: bodily injury, property damage, subcontractor disputes, and third-party lawsuits that name everyone on the project, regardless of who caused […]
Best Contractor Insurance Policies You Should Have
Four Contractor Insurance Policies Every Construction Business Needs About 4 percent of construction workers are injured or fall ill on the job each year. That number does not include property damage claims, vehicle accidents, or third-party lawsuits that have nothing to do with employee injuries. Construction generates liability from multiple directions at once. Farmer Brown […]
Roofing Contractor Insurance: What You Need to Know
Anyone who has ever worked in the roofing business knows how dangerous it can be for the workers. From the actual installation on tall buildings to handling the different materials and implements, injuries are a likely occurrence. Roofing insurance helps to mitigate such injuries and other issues that may arise. Statistics indicate that there is […]
What Types of Insurance Do Contractors Need?
Like any other type of business, contractors need to carry the proper insurance to protect their contracting business. If you are a building contractor, there are a number of specialized types of insurance you may need to adequately manage your business. In the next few paragraphs you will be able to access our 25+ years […]
8 Reasons Why General Contractors Insurance Can Protect Your Business
Did you know that nearly 44% of small businesses do not have liability coverage? This is riskier for some businesses than for others. General contractors are one business type that definitely falls into the must-have group when it comes to liability coverage. If you are in the contracting industry, you must take out insurance to […]
8 Reasons Why a Self-Employed Electrician Needs Electricians Insurance
According to research, 10% of all professional electricians are self-employed. Does this include you? If so, you know that this setup can come with a ton of perks, including the ability to set your own hours and schedule. Yet, there are also myriad steps to take to ensure your business can find continued, long-term success. One of those is […]
HVAC Insurance: Everything You Need to Know About Types and Costs
If you’re in the heating and cooling business, you’re in good company. This field is vast and the demand is high because people and companies in all sectors require HVAC service. To make sure your business is secured and able to provide for customers, you’ll need to maintain an insurance policy that covers your work. […]
Concrete Insurance 101: An Essential Guide to Insuring Your Business
The concrete business is valued at around $60 billion right now. If you take a look around, you probably shouldn’t expect this to trend downward anytime soon. Buildings and structures of all types and sizes use concrete, so if you work in this industry, you can earn plenty of revenue. However, it’s important that you […]
How to Start a Handyman Business and Be Your Own Boss
According to statistics, the handyman industry has been experiencing a steady growth over the last few years. That is good news for aspiring handymen looking to get into the market. Getting your small business up and running should be relatively straightforward in this favorable period. So, you are poised for success if you are reliable, […]
What is Course of Construction Insurance?
Course of Construction Insurance is also known as Builder’s Risk Insurance. This specialized insurance has the following characteristics: Let’s look at this in more detail. 1. Types of building projects Course of Construction Insurance applies to the construction of new buildings or structures. It is applicable from the ground up, starting with the preparation of […]
3 Reasons Construction Insurance Is Vital for All Contractors
Construction Insurance is powerful. It can mean the difference between your business being a great success or a failure. Could your business survive a big liability claim? What about the replacement costs if you damaged a building you are working on? In this article, we discuss the Construction Insurance you should have, and why you […]