Terms of Service

Effective Date: 19-08-2025

Call (888) 973-0016 and Get Insured Today!

Get a Free Quote

Customer Service

Welcome to Farmerbrown.com. By accessing or using our website, services, or applications, you agree to comply with and be bound by these Terms of Service (“Terms”). Please read them carefully. If you do not agree, you may not use our services.

Use of our services

You must be at least 18 years old or have parental/guardian consent to use Farmerbrown.com.
You agree to use our services only for lawful purposes and in compliance with all applicable laws.
We reserve the right to suspend or terminate accounts that violate these Terms.

Accounts and security

To access certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your login credentials.
You agree to notify us immediately of any unauthorized use of your account.
Farmerbrown.com is not liable for losses resulting from unauthorized account use.

Intellectual property

All content on Farmerbrown.com, including text, graphics, logos, and software is owned by or licensed to us and is protected by copyright, trademark, and other intellectual property laws.
You may not copy, modify, distribute, or exploit any part of our content without prior written consent.

User content

By posting, uploading, or submitting content, you grant Farmerbrown.com a non-exclusive, royalty-free, worldwide license to use, display, and distribute your content in connection with our services.
You are responsible for ensuring that your content does not infringe on the rights of others.

Purchases and payments

Prices for products or services are listed on our site and may change at any time.
By placing an order, you agree to provide accurate payment information.
Refunds and cancellations are subject to our Refund Policy.

Disclaimer of warranties

Our services are provided “as is” and “as available.”
We make no warranties, express or implied, regarding the accuracy, reliability, or availability of our website or services.

Limitation of liability

Farmerbrown.com is not liable for any indirect, incidental, or consequential damages arising from your use of our services.
Our total liability for any claim related to our services will not exceed the amount you paid to us in the past 12 months.

Third-party links

Our website may contain links to third-party sites. We are not responsible for the content, privacy policies, or practices of third-party websites.

Changes to these terms

We may update these Terms at any time. Changes take effect immediately upon posting.
Your continued use of our services after changes are posted means you accept the revised Terms.