What Types of Insurance Do I Need for My Restaurant
When opening or running a restaurant, it’s essential to understand the various types of insurance necessary to protect your investment. The restaurant business can be fraught with potential risks, from kitchen fires and foodborne illnesses to employee injuries and customer incidents. These hazards underline the necessity of having comprehensive insurance coverage. Insurance isn’t just a […]
How Much Does Restaurant Insurance Cost?
“How much does restaurant insurance cost?” is a question that often arises when someone is looking to open a restaurant or reassess their current insurance coverage. The cost of restaurant insurance can vary greatly depending on several factors, including the size of the restaurant, its location, the number of employees, and the specific types of […]
How Do I Get Insurance for My Restaurant?
Embarking on a restaurant venture is an exciting journey filled with numerous considerations, one of the most crucial being securing the right insurance for your establishment. Restaurant insurance serves as a safety net, providing financial protection against a multitude of risks that could otherwise derail your business. From property damage and employee injuries to customer […]
What Is Vacant Building Insurance And Do You Need It?
Vacant buildings are prime targets for vandalism and subject to all the risks of occupied structures. While occupied buildings have many eyes to watch for potential hazards or security risks, unoccupied structures are inherently more risky as there is no one around to spot trouble. This risk also encompasses unlawful intruders into the premises that […]
How Small Business Contractors Get More Work
If you are a small contractor and you want to grow your business, you have to step out of your comfort zone. Wouldn’t it be great to get more work than you can handle, to the point where you have to employ more people and sometimes even turn down those heavy jobs that frustrated you? […]
Roofing Contractor Insurance: What You Need to Know
Anyone who has ever worked in the roofing business knows how dangerous it can be for the workers. From the actual installation on tall buildings to handling the different materials and implements, injuries are a likely occurrence. Roofing insurance helps to mitigate such injuries and other issues that may arise. Statistics indicate that there is […]
What Types of Insurance Do Contractors Need?
Like any other type of business, contractors need to carry the proper insurance to protect their contracting business. If you are a building contractor, there are a number of specialized types of insurance you may need to adequately manage your business. In the next few paragraphs you will be able to access our 25+ years […]
Captive Option
Farmer Brown is a Broker for Captive Resources, America’s Alternative Insurance Specialists. Captive Resources is one of America’s leading managers of heterogeneous and homogenous Insurance Captives. Our at goal at FarmerBrown is to provide our clients with the best risk management services in the business while controlling their bottom line insurance costs. From heavy construction […]
Commercial Insurance Made Easy: Types and Average Rates for Business Owners
Handling insurance aspects of any kind is a complex task. Learning the ins and outs of business insurance for general contractors is no exception. These types of policies must account for potential costs like accidents and injuries on the job, and weather-related damages – to name only a few. Business Insurance Rates Choosing the right […]
What is CG 20 10 and Why Was I Ask to Provide it?
Congratulations you just got a job! However the client is asking you to provide them with a CG 20 10 Endorsement before they will let you start working. Do not panic if you currently have general liability insurance you should already have this coverage. As the most common additional insured endorsement for contractors is the […]
Business Insurance By The Numbers
No one likes paying for insurance and that is a fact. Buying and shopping insurance for your business is as fun as having a colonoscopy. The thing is once you have had the colonoscopy or purchase insurance for your business you do have a certain peace of mind that everything is okay. You however might […]
8 Reasons Why General Contractors Insurance Can Protect Your Business
Did you know that nearly 44% of small businesses do not have liability coverage? This is riskier for some businesses than for others. General contractors are one business type that definitely falls into the must-have group when it comes to liability coverage. If you are in the contracting industry, you must take out insurance to […]