Pizza Truck Insurance

Without the right insurance for your Pizza Truck business, you could be exposed to potential everyday risks. Let our expert agents take a look at your food truck business and find you a tailored solution for you.

  What Is Pizza Truck Insurance?

Pizza truck insurance is a special type of commercial insurance that covers common day to day risks like property damage, food accidents, theft, and other liability issues.

 Types of Pizza Truck Insurance Coverage

Business Owner’s Policy (BOP)

A Business Owner’s Policy (BOP) is a cost effective and flexible option for pizza truck owners. Pizza truck owners can cover their trucks, equipment, and income if they can’t work due to events like fires, theft, or damage from severe weather.

General Liability

General liability covers your pizza truck from claims by others for injury or property damage. If someone gets hurt near your truck or you accidentally damage another vendor’s property, general liability will pay for medical bills and lawyer costs.

Commercial Auto

This policy covers vehicle accidents, theft, and damage while driving to events or serving customers. Commercial auto insurance is essential for pizza truck owners, as personal auto insurance won’t cover a vehicle used for business purposes.

Product Liability

As a food service business, your pizza truck is at risk of food poisoning and allergic reactions. Product liability insurance is important for covering claims related to food poisoning or product contamination.

Workers’ Compensation

Cooking and using equipment in a mobile truck can be hazardous, so having this insurance is essential for your staff and business. In fact, most states require workers’ compensation if you have employees on your pizza truck. This insurance provides vital protection covering medical expenses and compensating for lost wages if an employee is injured while working.

  Pizza Truck Insurance Costs

Depending on the coverage you need, expect to pay between $100 and $300 per month for pizza truck insurance.

These are the main things that affect pizza truck insurance costs:

• Location: Operating in busy or urban areas will increase insurance costs.
• Claims History: Previous claims will increase your insurance costs.
• Equipment Value: Expensive cooking equipment will increase property insurance rates.
• Employee Count: Having staff means you’ll need to add workers’ compensation insurance.

Get Pizza Truck Quotes

If you want to get an exact cost for Pizza Truck Insurance, we encourage you to get quotes now from our experienced agents.

Our experienced agents are well-versed in working with Food Truck Business owners. After understanding more about your business, our agents can usually reduce policy prices through additional discounts of 10% to 15% from the instant quotes you receive.

We provide the finest comprehensive plans for your business by providing:

• Knowledgeable, licensed insurance agents
• Same-day coverage in most instances
• Coverage from A-rated insurance companies
• Ability to offer policies nationwide
• The lowest price for the best Insurance coverage in the industry