Taco Food Truck Insurance

Taco food truck insurance is crucial to protect your business against unfortunate incidents like accidents and theft. Let our agents take a look at your food truck business in order to find you the best coverage for your needs.

  What Is Taco Food Truck Insurance?

Taco food truck insurance is a special kind of insurance made for owners running a food truck business. It combines several types of coverage to protect you against accidents, theft, damage, and more.

 Types of Taco Truck Insurance Coverage

To keep your taco truck business safe, we recommend talking to our agents about these critical types of insurance:

General Liability Insurance

General liability insurance is essential for protecting your business from lawsuits initiated by third parties for personal injuries or property damage. Imagine a customer injured near your taco truck or your equipment damaging someone else’s property. General liability covers these unfortunate incidents by settling legal and medical costs.

Business Owner’s Policy (BOP)

A Business Owner’s Policy (BOP) combines general liability insurance, property insurance, and business interruption coverage into one package. Taco truck owners find a BOP handy as it will cover theft, replacement expenses, and lost revenue if your taco truck gets damaged.

Commercial Auto Insurance

Since your taco truck serves as a business vehicle, personal auto insurance doesn’t cover it. Commercial auto insurance impacts safeguarding against accidents, vehicle damage, and liability claims while your truck is on the road.

Product Liability Insurance

Product liability insurance protects against claims linked to foodborne illnesses or allergic reactions from food your business serves. This coverage is key for any food truck that sells edible items, shielding your business from product-related claims.

Workers’ Compensation Insurance

If you have employees working with you in your taco truck, most states require you to have workers’ compensation insurance. This insurance pays for medical bills and missed paychecks if a worker gets hurt. Taco truck work can be risky – think burns, cuts, or other injuries.

  Taco Truck Insurance Costs

Taco truck insurance typically costs between $100 and $250 per month according to the specific coverage you require. If you want to get an exact cost for Taco Truck Insurance, feel free to get in contact with our agents.

Factors that affect taco truck insurance prices:

• Location: Your business premium might increase if you run it in busy areas or crowded cities due to higher risks.
• Coverage Options: Adding extra policies, such as product liability or workers’ comp, will increase the total cost.
• Claims History: If you’ve filed insurance claims in the past, your premiums could be higher.
• Type and Value of Equipment: Expensive or specialized cooking gear may increase the price of property insurance.

Get Taco Truck Insurance Quotes

If you want to get an exact cost for Taco Truck Insurance, we encourage you to get quotes now from our experienced agents.

Our experienced agents are well-versed in working with Food Truck Business owners. After understanding more about your business, our agents can usually reduce policy prices through additional discounts of 10% to 15% from the instant quotes you receive.

We provide the finest comprehensive plans for your business by providing:

• Knowledgeable, licensed insurance agents
• Same-day coverage in most instances
• Coverage from A-rated insurance companies
• Ability to offer policies nationwide
• The lowest price for the best Insurance coverage in the industry