This is such a broad question if you’re a small business contractor. Of course, as a contractor running a small business, there are plenty of things that are important to running your business successfully. The most important thing is having general contractors liability insurance!

If you are a contractor running a small business without general and professional contractor’s liability insurance, the odds of your business being successful are slim.


What is General Contractors Liability Insurance?

General Contractors Liability Insurance is a must-need insurance policy for your business in most states in the country. General Liability insurance will cover contractors against any claims that are made by their client or third party for damages that the contractor may have caused. When it comes to general and professional liability insurance for contractors, you’ll want to pick the right insurance agency.

With Farmer Brown Insurance Agency, this is what you’ll be getting with our general contractor insurance package:

  • Bodily Injury
  • Property Damage
  • Personal Injury
  • Advertising Injury
  • Medical Payments

No matter the type of contractor you are, it’s extremely important to have some insurance to cover you. We offer specialized general contractor’s insurance, which caters to drywall insurance, electrical contractor’s insurance, painting contractor’s insurance, plumbing contractor’s insurance, and roofing contractor’s insurance.


What if I don’t think general contractor’s liability insurance is necessary for me?

You may need to think it over again. We know insurance can be a headache to manage, but that is why we make our customized policies easy to manage and understand. Furthermore, yYou could be slapped with fines and expensive bills that you’ll have to pay out of pocket if something happens on the job and you don’t have general liability insurance. Hence, the cost for insurance is much less than you would be paying in medical bills and other fines if you don’t acquire insurance before construction projects.

Our flexible payment options and plans will help to cater to your business’s budget. We realize insurance is another bill to pay for your business, but we want you to know that it is essential for contractors and small businesses. Our team helps you get the lowest rate possible for your specific budget.


The Benefits of Farmer Brown Insurance Agency

We provide you with an online form that takes minutes to fill out. Furthermore, our agents can give you a free quote. They will tailor a personalized plan that fits your unique business needs. Moreover, we also provide phone and digital support during the application process. We’ll also provide the materials you need to provide proof of insurance on your next job.

With General Contractors Liability Insurance, we also offer several other types of insurance to help cover your business in case of an emergency. Consequently, from workman’s compensation to builder’s risk insurance, we customize the packages for your business.

However, anything can happen on a particular job. Employees, third parties, or clients are susceptible to obtain an injury no matter what the job is. Thus, it’s extremely important to protect your business if something happens on the job. Therefore, as a business owner, you never think something bad can happen. Furthermore, if it does, it’s good to be covered and not risk the chance of losing your business.

Contact Farmer Brown Insurance Agency at 888-973-0016 today for your general liability insurance needs!

Written by: John Brown
John has more than 25 years of experience in the insurance industry. He grew from a star insurance producer to owning one of the largest agencies in the country; he's a reference regarding contractor's insurance, commercial insurance, and builders' risk insurance.