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Buying cheap construction insurance could be an expensive mistake.  It can be tempting to get the cheapest policy available but this approach can backfire. If something happens on your project that is not covered by your policy, it could mean a huge cost to your business.

 

Getting the right coverage for your requirements is not difficult, and it doesn’t have to be expensive.  Let’s look at how you can get the right coverage at the right price.

 

Get cheap Construction Insurance customized for you

 

Your business is unique because the services you provide are unique to you.  There are many trades and professions and role players in the construction industry. A one-size-fits-all approach when it comes to insurance will not meet the needs of all.

 

Builder’s Risk insurance is customized to what you do and the risks you face.  For instance, a General Contractor may need cheap construction insurance coverage for the temporary storage and transportation of expensive equipment to the building site. This may not be required for a painting contractor, or an architect, for example.

 

Always ask the right questions

 

So how do you make sure you get the right coverage? At Farmer Brown Insurance we have the knowledge and years of experience to guide you in this process.  Our agents will ask you the right questions so you include the items you need, and add any endorsements not generally covered in a policy.

 

Expert knowledge makes a difference

 

Builder’s Risk insurance is not complicated but there are things you need to to be aware of.  For example Builder’s Risk is for a particular time period whilst the building work is being done.  Your policy has a commencement date and an end date.  If you don’t know this you could be caught short.

 

If your policy includes replacement coverage, it is important to value the building or structure properly. The amount you insure for must be how much it would cost to rebuild / replace the building if it was destroyed once completed.  If you are under-insured you will pay a co-payment penalty and this could be expensive.

 

Why you should choose Farmer Brown Insurance

 

Our agents at Farmer Brown Insurance are experts in the industry and know the ins-and-outs of cheap construction insurance.  You can choose us with confidence because:

 

  • We have more than 20 years in the industry
  • Our customers vouch for us and we have 1000s of five star ratings
  • We have access to an impressive network of National and Regional insurance providers
  • Our agents can get the customized coverage you need at the lowest prices
  • Farmer Brown is represented in every State

 

Construction Insurance should be helping not hurting 

 

The purpose of insurance is to transfer the risks you face to another party.  For this to be effective, it needs to be customized for your unique business.  The cheapest policy you can find may not give you the construction insurance you need.

 

Our agents will get you the right coverage at the lowest price available.  Call Farmer Brown Insurance on (888) 973-0016 and make sure your business has what it needs.

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