Starting a small business takes an incredible amount of time and effort. Since we live in a lawsuit-happy society, it’s extremely important to make sure you have liability insurance for your business. You’re sacrificing a large amount of money out of your own pocket, which means you don’t want to see your business be ruined if a problem occurs and you don’t have insurance.

Choosing Farmer Brown Insurance Agency Could Save Your Business

At Farmer Brown Insurance Agency , we offer umbrella insurance policies that are affordable that cover your essentials. For a small business, you’ll need liability insurance in case of any accidents that occur. Under the umbrella, we also offer auto liability insurance and workers compensation.


What is Business Liability?

Business Liability insurance protects a company’s assets. It pays for all the legal obligations including medical costs if a person gets injured on the company property. This is meant for third party members. Let’s say a pedestrian walking by a residential property gets hit by a stone that shoots out of your lawn mower while you’re running your mowing business, liability insurance will pay for the legal obligation for that person.


What is Auto Liability?

If your business owns, rents, or leases any vehicles, auto liability insurance is necessary for your business. You and your employees will be using these vehicles for the company, which means if an accident occurs, you’ll want to be covered. Auto liability insurance will help protect your company’s assets.


What is Workers Compensation?

Workers’ compensation insurance provides medical and wage benefits for employees that get hurt or sick. If you get hurt on the job, you’ll be covered with wage losses. We offer workers compensation insurance customized to your company.
Having an umbrella insurance package with us for your small business could save your company when one of these things happen. Accidents happen all the time, and when you’re covered, you won’t have to worry about your business suffering or even going under.


Farmer Brown Insurance Agency

Farmer Brown Insurance Agency provides small businesses with specialized insurance coverage tailored to your business. We can offer single policy plans for liability insurance, surety bonds, certificates of insurance, and comprehensive insurance packages that cover you and your clients. Contact Farmer Brown Insurance Agency at 888-973-0016

Written by: John Brown
John has more than 25 years of experience in the insurance industry. He grew from a star insurance producer to owning one of the largest agencies in the country; he's a reference regarding contractor's insurance, commercial insurance, and builders' risk insurance.