Farmer Brown Blog

Why Small Businesses Need Liability Insurance

Why Small Businesses Need Liability Insurance

Starting a small business takes an incredible amount of time and effort. Since we live in a lawsuit-happy society, it’s extremely important to make sure you have liability insurance for your business. You’re sacrificing a large amount of money out of your own pocket,...

What is Professional Liability Insurance?

What is Professional Liability Insurance?

Professional liability insurance is designed to cover Principals that provide professional services. It protects them against claims from clients who suffer a financial loss due to errors or negligence that are caused by actions or in actions of the Principal. It‘s...

Liability Insurance for Plumbers

Liability Insurance for Plumbers

As a plumber, it’s your responsibility to ensure that water and waste flows smoothly in an out of any building you work in. Knowing the details concerning piping and drainage is vital in your business. Fixing a leaking faucet may seem easy, but even the easiest tasks...

HVAC Contractor’s Liability Insurance

HVAC Contractor’s Liability Insurance

Are you an independent HVAC Contractor? If so, you may be required to have liability insurance for your practice, something you might have overlooked if you came from a larger company and started your own business. Liability insurance protects HVAC contractors from claims that can be filed after a client or third party sustains an injury, experiences damage to their property, and the costs of defending yourself in civil court whenever a claim is made against you. Every type of claim can heave significant financial costs onto your business, straining your ability to keep up operations from day to day.

What the Future Has in Store For Handyman Businesses

What the Future Has in Store For Handyman Businesses

Every new business starts with a vision for its future. In the past century, many small businesses have shared the same business models as their forebears, adapting to specific needs in technology and culture as time goes on. However, the rate of change is increasing...

How to go From Hobby to Full Carpentry Business

How to go From Hobby to Full Carpentry Business

It was during high school when you started in the carpentry program. You spent time learning to use power tools and hand tools. Next, you took classes where you learned about OSHA and the building codes you would need in a business. Then, you took the most boring...

How Much Does Painters Insurance Cost?

The answer may shake you up. Painters are usually classified as Artisan Contractors. The General Liability Insurance for a self-employed Painter would be around $700 per year. This would be for a basic General Liability with a $1 Million policy limit. I am sure that...

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