Starting a small business takes an incredible amount of time and effort. Since we live in a lawsuit-happy society, it’s extremely important to make sure you have liability insurance for your business. You’re sacrificing a large amount of money out of your own pocket,...
Professional liability insurance is designed to cover Principals that provide professional services. It protects them against claims from clients who suffer a financial loss due to errors or negligence that are caused by actions or in actions of the Principal. It‘s...
As a new subcontractor, you might think that whoever you contract under will have a general liability insurance policy or some other insurance coverage that covers you. You may also think that the business owner’s policy covers you while you are on their site....
Maintenance technicians beware — job boards are about to get a lot more unforgiving. Obtaining a high school diploma used to be just the first step in the career of so many United States citizens. But nowadays, it is becoming clear that trades are where the...
As a plumber, it’s your responsibility to ensure that water and waste flows smoothly in an out of any building you work in. Knowing the details concerning piping and drainage is vital in your business. Fixing a leaking faucet may seem easy, but even the easiest tasks...
Are you an independent HVAC Contractor? If so, you may be required to have liability insurance for your practice, something you might have overlooked if you came from a larger company and started your own business. Liability insurance protects HVAC contractors from...
Every new business starts with a vision for its future. In the past century, many small businesses have shared the same business models as their forebears, adapting to specific needs in technology and culture as time goes on. However, the rate of change is increasing...
It was during high school when you started in the carpentry program. You spent time learning to use power tools and hand tools. Next, you took classes where you learned about OSHA and the building codes you would need in a business. Then, you took the most boring...
Congratulations! You’ve gotten to the stage of your business where it’s time to get your own excavator rather than using a rental or whole rental fleet every time. However, when you started looking at the options and features from compact excavators to...
The answer may shake you up. Painters are usually classified as Artisan Contractors. The General Liability Insurance for a self-employed Painter would be around $700 per year. This would be for a basic General Liability with a $1 Million policy limit. I am sure that...
