Buying Contractors Insurance during coronavirus times is one of the ways of securing the future of your business. As the economy continues to open up, you can be ready to participate fully in the available opportunities. Construction is a risky business.


Let’s talk about the types of insurance you may need. And how you can go about getting it.


What is Contractors Insurance?

There are many types of insurance that fall under this term.  Our agents at Farmer Brown Insurance can customize your contractors insurance in coronavirus times. This will include the coverage you need for your unique business.  The following are examples of the coverage you may need:


  • Builder’s Risk Insurance.  Specialized insurance, it covers new buildings and the renovation of existing ones.  It is property coverage. It pays the replacement cost of property, tools, equipment and materials damaged in an unforeseen event.


  • Business Owner Policies.  This is a package that includes different types of coverage.  It is popular for small businesses and as a result, cost effective.


  • Commercial Auto Insurance. This insurance covers your vehicles driven by your employees, either on or off site.


  • General Liability Insurance. This protects you from damages when sued by a third party for negligence.  Farmer Brown Insurance can provide a tailored Contractor’s Liability policy that covers your for claims for bodily injury, property damage, personal damage, and damage from your advertising/marketing.


  • Professional Liability. This insurance covers you if a client sues you for poor workmanship that causes them a financial loss.


  • Workers Compensation.  As an employer, it is mandatory to have this insurance.  It assists with the costs of medical care when injury’s caused to an employee in the course of their work.  It also assists with their loss of income as a result of their injury.


This is not an exhaustive list.  Your insurance should include the coverage you need for your unique business.


Why Choose Farmer Brown Insurance for Contractors Insurance during Coronavirus?

There are many reasons why you should choose us at Farmer Brown Insurance for your insurance. Some of these reasons are:


  • You can buy your contractors insurance in coronavirus times from us with no contact.  Registered in all 50 states, hence all is required is a phone call.


  • We have more than 20 years of experience in the industry.  Thus, our agents are experts and we understand construction.  We will tailor an insurance solution that meets your needs.


  • We represent many A-class regional and national carriers.  This often means we can get you more options than you would from a local agent. Let us shop around and get you the lowest rates for the right coverage.


Update Your Contractors Insurance during Coronavirus Times Today

How good is your Contractors Insurance during Coronavirus? Speak with us at Farmer Brown Insurance. Protect your business and maximize your profits.  Furrthermore, we are committed to getting you the right coverage at a price you can afford.  Call Farmer Brown Insurance on (888) 973-0016 today.

Written by: John Brown
John has more than 25 years of experience in the insurance industry. He grew from a star insurance producer to owning one of the largest agencies in the country; he's a reference regarding contractor's insurance, commercial insurance, and builders' risk insurance.