Don’t overlook Framers Insurance. Today the average cost of your framing materials ranging is around $10 to $20 per square foot. Add an additional $5 to $10 per square foot for the labor. Does Framers Insurance seem too expensive on top of these costs?  

Besides the cost, framing comes with risks, especially to third parties. Furthermore, you’re sued for faulty installation, damage to a neighboring property, or by making measurement mistakes. Additionally, you can even be liable if your client or a visitor injures themselves on the job site.

In this article, we are going to look at what the Framers Insurance includes, and why it is valuable to your business.


What is Framers Insurance?

Framers Insurance is a form of General Liability that insures third parties. Moreover, what makes it special is that it covers any risks that your business can pose to a third party. It’s geared specifically for framing contractors.


What’s included in Framers Insurance?

  • Personal Injury:  

These are non-physical injuries that can affect the emotional state or reputation of a third party. In this instance, such an injury may come as a result of poorly constructed frames and structural instability. Moreover, your insurance covers the cost of fixing such problems.

  • Medical Payments:

If a third party gets an on-site injury, your insurance covers the medical bills associated with the injury. A good example is when someone trips over materials and injures themselves. Your Framers Insurance’ll cover the third party medical costs. 

  • Advertisement Injury:

You’re sued by a third party for infringing copyrights or making false claims against them, damaging their reputation. Moreover, your Framers insurance will cover any legal fees.

  • Bodily Injuries:

Your Framers Insurance will cover any claims where your company is liable for causing physical harm to a third party.  

  • Property Damages:  

In the course of your work, it is possible to cause damages to someone else’s property unintentionally. Further, for example, some heavy frames or their materials may fall, damaging the lawn or a shed on the neighboring property. 


General Liability Insurance protects your Framing Business

As you can see, your framing business can be full of risk. Furthermore, Framers Insurance is a specialized General Liability Insurance. It’s designed for your kind of business. Moreover, it cushions your business from damages and injuries caused to a third party. Personal injuries, medical payments, property damages, bodily injuries, and advertisement injury. These are some of the third party risks insured under this policy. Moreover, at Farmer Brown Insurance, our agents will take you through all that you need to know about Framers Contractors Insurance. Give us a call now at (888) 973-0016. We’ll answer your questions. We will give you a free insurance quote!

Written by: John Brown
John has more than 25 years of experience in the insurance industry. He grew from a star insurance producer to owning one of the largest agencies in the country; he's a reference regarding contractor's insurance, commercial insurance, and builders' risk insurance.