Framers Insurance should not be overlooked. Today the the average cost of your framing materials ranging is around $10 to $20 per square foot. Add an additional $5 to $10 per square foot for the labor. Does Framers Insurance seem too expensive on top of these costs?  

Besides the cost, framing comes with risks, especially to third parties. You can be sued for faulty installation, damage to a neighboring property, or by making measurement mistakes. You can even be liable if your client or a visitor injures themselves on the job site.

In this article, we are going to look at what the Framers Insurance includes, and why it is valuable to your business.

What is Framers Insurance?

Framers Insurance is a form of General Liability that insures third parties. What makes it special is that it covers any risks that your business can pose to a third party — and it is geared specifically for framing contractors.

What is included in Framers Insurance?

 

  • Personal Injury:  

These are non-physical injuries that can affect the emotional state or reputation of a third party. Such an injury may come as a result of poorly constructed frames and structural instability. Your insurance covers the cost of fixing such problems.

  • Medical Payments:

If a third party gets an on-site injury, your insurance covers the medical bills associated with the injury. A good example is when someone trips over materials and injures themselves. Your Framers Insurance will cover the third party medical costs. 

  • Advertisement Injury:

You may be sued by a third party for infringing copyrights or making a false claims against them, damaging their reputation. Your Framers insurance will cover any legal fees.

  • Bodily Injuries:

Your Framers Insurance will cover any claims where your company is liable for causing physical harm to a third party.  

  • Property Damages:  

In the course of your work, it is possible to cause damages to someone else’s property unintentionally. For example, some heavy frames or their materials may fall, damaging the lawn or a shed on the neighboring property. 

 

General Liability Insurance protects your Framing Business

As you can see, your framing business can be full of risk. Framers Insurance is a specialized General Liability Insurance designed for your kind of business. It cushions your business from damages and injuries caused to a third party. Personal injuries, medical payments, property damages, bodily injuries, and advertisement injury are some of the third party risks insured under this policy. Here at Farmer Brown Insurance, our agents will take you through all that you need to know about Framers Contractors Insurance. Give us a call now at (888) 973-0016. We’ll answer your questions, and give you a free insurance quote!

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