Some areas are more prone than others to extreme weather conditions. These conditions can leave huge destruction to different property in their wake. House roofs are among the commonest victims of this sort of conditions. And while homeowners are trying to get their property together, some dubious roofing companies are usually on the prowl to exploit their predicament. To avoid being taken advantage of, here are some roofing scams of which you need to be aware.


Offering to pay deductibles

This, perhaps, is the most widespread roofing scams. It involves dubious roofers trying to use insurance deductibles as a means of making quick money. The scammer might ask you not to worry about paying your deductible, as there are ways to avoid making the payment. Alternatively, the roofing contractor could offer to pay the deductible on your behalf and try to get it back by getting you to agree to inflation of price to be submitted to your insurer. If you choose to go by any of the scammer’s suggestions, you will be putting yourself at risk of being charged for submitting a fraudulent document while the scammer probably walks away free.

Roofing Scams | Farmer Brown Insurance

Down Payment

You should be aware that you are about to be scammed if a roofer requests for a significantly large sum as down payment. You may say to yourself that you are not the type to fall for such a scheme easily. The scammer probably knows that also. So to make things easier for them, you will usually be given a ridiculously low estimate for the costs of repair and required to pay for work to commence. Just kiss your money goodbye as soon as you pay the money because your job will probably not be completed. It is advisable to have verifiable contact information of any contractor you want to work with beforehand.


Compulsory Inspection

This type of roofing scams is especially common for people owning manufactured homes. Since these often do not know the company that installed their roofs, scammers will pose as the original roofing companies, telling them of the need for a compulsory inspection for their warranty. The scammer will usually come back to tell you of the need for substantial and, perhaps, unwarranted repairs not covered in your warranty, and for which you may have to pay through your nose.


Roofing Thieves

These scammers approach their targets posing as roof contractors with offers of a free inspection. However, their aim is to loot your valuables. One person will engage you concerning the inspection and when you are not looking, another sneaks in to search and make away with valuables in your home. Contact us today for a free quote on roofing contracting insurance!

Written by: John Brown
John has more than 25 years of experience in the insurance industry. He grew from a star insurance producer to owning one of the largest agencies in the country; he's a reference regarding contractor's insurance, commercial insurance, and builders' risk insurance.