What Types of Insurance Do Painters Need?
Types of Insurance Painters Need Do painters need General Liability Insurance? Yes, and it is the first policy any painting contractor should have. General liability insurance covers accidental property damage and bodily injury that happens while you are working. If a painter knocks over a can and ruins hardwood floors, or a bystander trips over […]
Builders Risk Insurance Guide: Coverage, Costs & Who Needs It
What is builders risk insurance? Construction projects fail for many reasons. Bad weather. Theft. A fire that guts two weeks of framing work overnight. Builders risk insurance exists because none of those events are covered by general liability, and without it, the contractor or property owner absorbs the full cost of recovery. Farmer Brown Insurance has […]
Types of Restaurant Insurance Coverage Every Owner Needs
[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.25.2″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”] You probably already know that choosing the right type of restaurant insurance is crucial for the survival of your food service business. But how do you know what types of coverage and policies […]
Do I Need a Painter’s License Bond in California?
[et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″][et_pb_text admin_label=”Text”]Obtaining a Painter’s License Bond in California is vital for every painting contractor planning to conduct business in the Golden State. This bond, essentially a form of insurance, is designed to protect consumers from potential financial loss resulting from a contractor’s failure to comply with licensing laws or complete […]
How Do I File an Insurance Claim for My Restaurant?
“How Do I File an Insurance Claim for My Restaurant?” is a question that many restaurant owners grapple with, especially when faced with unexpected incidents such as a kitchen fire, a break-in, or even a customer injury. Navigating the process of filing an insurance claim can often feel overwhelming, particularly while managing the day-to-day operations […]
How Much Does Restaurant Insurance Cost?
“How much does restaurant insurance cost?” is a question that often arises when someone is looking to open a restaurant or reassess their current insurance coverage. The cost of restaurant insurance can vary greatly depending on several factors, including the size of the restaurant, its location, the number of employees, and the specific types of […]
What is Course of Construction Insurance?
[et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Course of Construction Insurance is also known as Builder’s Risk Insurance. This specialized insurance has the following characteristics: Let’s look at this in more detail. 1. Types of building projects Course of Construction Insurance applies to the construction […]
What Are Builder’s Risk Policy Extensions?
[et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”] Builder’s Risk policy extensions can be crucial for contractors, as far as risk management is concerned. And, in an industry that is projected to hit $1.2 trillion in economic activity by 2020, even minor property damages at the workplace can […]
7 Tips To Help You Choose the Right Contractor Insurance company
[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.21.0″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] How do you find the best Contractor Insurance Company for your business? Almost 60% of contractor businesses don’t have insurance. And, for those that do, it’s not always sufficient coverage. While […]
Best Contractor Insurance Policies You Should Have
In construction, risk is high, so it’s always tough to narrow down the best Contractor Insurance policies. An estimated 4% of workers receive injury or fall sick in the construction industry, not to mention the countless other issues that can occur on a work site. A such, contractors Insurance can be costly and complex. So […]
What is Professional Liability Insurance?
[et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″][et_pb_text admin_label=”Text”] Professional liability insurance is designed to cover Principals that provide professional services. It protects them against claims from clients who suffer a financial loss due to errors or negligence that are caused by actions or in actions of the Principal. It‘s commonly referred to as Professional Liability Insurance or […]
Liability Insurance for Plumbers
As a plumber, it’s your responsibility to ensure that water and waste flows smoothly in an out of any building you work in. Knowing the details concerning piping and drainage is vital in your business. Fixing a leaking faucet may seem easy, but even the easiest tasks leave you exposed to various risks. Too many […]