Drywall accidents happen frequently in construction and contractor work. It’s extremely important to know why you should have general contractors insurance. This is to ensure that you can protect your company from any lawsuits that may cause your business to shut...
Professional liability insurance is designed to cover Principals that provide professional services. It protects them against claims from clients who suffer a financial loss due to errors or negligence that are caused by actions or in actions of the Principal. It‘s...
As a new subcontractor, you might think that whoever you contract under will have a general liability insurance policy or some other insurance coverage that covers you. You may also think that the business owner’s policy covers you while you are on their site....
As a plumber, it’s your responsibility to ensure that water and waste flows smoothly in an out of any building you work in. Knowing the details concerning piping and drainage is vital in your business. Fixing a leaking faucet may seem easy, but even the easiest tasks...
Are you an independent HVAC Contractor? If so, you may be required to have liability insurance for your practice, something you might have overlooked if you came from a larger company and started your own business. Liability insurance protects HVAC contractors from...
It was during high school when you started in the carpentry program. You spent time learning to use power tools and hand tools. Next, you took classes where you learned about OSHA and the building codes you would need in a business. Then, you took the most boring...
Congratulations! You’ve gotten to the stage of your business where it’s time to get your own excavator rather than using a rental or whole rental fleet every time. However, when you started looking at the options and features from compact excavators to hydraulic...
Maybe you’re a long-time independent contractor looking to expand the services you offer. Perhaps you’re an investor with a big idea and enough gumption to try and turn that idea into reality. At any rate, the first step on the path is creating a business plan....
Smaller contractors generally have a limited understanding of how classifying workers as either employees or subcontractors affect the various types of insurance. This simple distinction can land you in proverbial quicksand and before you know it your overhead. This...
Car insurance is the most common form of insurance, and a must have for all vehicles, private or commercial. This is because it is mandatory by law. Car insurance serves two purposes: Third party liability – These are parties besides the driver who may be involved in...
There are three main types of insurance for the owner of any residential property. The most familiar and common is general Homeowner’s Insurance. This is the largest segment of the property industry, as the dwelling of each homeowner needs to be insured against...
The number seven has long been associated with good fortune; visitors to Las Vegas dream of getting them lined up on their favorite slot machine. However, while Lady Luck often shines upon the number seven, her evil twin Penelope Peril has been known to crash the...
